15274 Crossing Gate Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 15274 Crossing Gate Dr, Cornelius, NC 28031

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,338 sqft · built 2005
Lot Size0.031 acres (1,357 sqft)
OwnerIndividual Name on File
Last Sale$177,000 (Jan 2019)
Tax Bill$2,298 (2023)
Deeds & MortgagesNov 2019 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005-355-72

Property Details

APN / Parcel Number

Primary APN005-355-72

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,338 sqft Heated Area
Gross Area1,370 sqft
1st Floor Area669 sqft
Upper Floors Area669 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area1,357 sqft (0.031 acres)
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-355-72
Street Address15274 CROSSING GATE DR
CityCORNELIUS
StateNC
Zip28031-8151
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeNR(TND-O)
Legal DescriptionL12 BLDG 3 M46-515
Legal SubdivisionCALDWELL STATION MAP 07 PH 01A
Legal Block3
Legal Lot Number12
JurisdictionMECKLENBURG NC
Township / Civil Division15, HUNTERSVILLE
Census Block Group2
Census Block2001
Census Tract6407

Owner

15274 Crossing Gate Dr, a townhouse, is owned and occupied by an individual who bought it in January 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address15274 CROSSING GATE DR, CORNELIUS, NC 28031-8151
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK FINANCIAL CENTRE
Jan 18, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK FINANCIAL CENTRE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2019 · Amount on File
Deed SaleJan 18, 2019 · Amount on File
Prior SaleOct 8, 2014 · Amount on File
Deed Document Number0033234849
Deed Book / Page33234 / 849
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address15274 CROSSING GATE DR, CORNELIUS, NC 28031-8151
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150582
DateNov 5, 2019
Book Page34012/070
Instrument2019150582
Lender
NameFIRST BANK FINANCIAL CENTRE
TypeBank
AddressOCONOMOWOC, WI 53066
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 18, 2019
Property Address15274 CROSSING GATE DR, CORNELIUS, NC 28031-8151
Document Number0000006500
Book / Page33234 / 849
Map ReferenceMB 46 PG 515
Instrument DateJan 18, 2019
Instrument2019006500
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$354.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2544 WEDDINGTON AVE APT 2255, 2544, CHARLOTTE, NC 28204-1005

Transferred To (Grantee/Buyer)

NameVerified Name
Address15274 CROSSING GATE DR, CORNELIUS, NC 28031-8151

Mortgage

Document Number0000006501
DateJan 18, 2019
Instrument2019006501
Lender
NameFIRST BANK FINANCIAL CENTRE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityHuntersville Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 15274 Crossing Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15274 Crossing Gate Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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