1532 Derbydowns Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 1532 Derbydowns Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,345 sqft · built 1989
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Sep 2007)
Tax Bill	$3,857 (2023)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10067 00534`

Property Details

APN / Parcel Number

Primary APN	`10067 00534`
Alternative APNs	`3997286` `140389`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,345 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Shingle
Lot Area	30,492 sqft (0.7 acres)
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	3997286
Old Parcel Number	10067 00534
Street Address	1532 DERBYDOWNS DR
City	GASTONIA
State	NC
Zip	28056-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SU-SAN FARMS BLK A L 33 10 067 005 34 000
Legal Subdivision	SU-SAN FARMS
Legal Block	A
Legal Lot Number	33
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3007
Census Tract	33303

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1532 DERBYDOWNS DR, GASTONIA, NC 28056-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2007 · Amount on Record
Deed Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	0043561446
Deed Book / Page	4356 / 1446
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1532 DERBYDOWNS DR, GASTONIA, NC 28056-1600
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052280449
Date	May 17, 2021
Book Page	5228/449

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,857.00	$357,180 Land $46,000 Building $311,180

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORESTBROOK S/D private · serves 216 people · EPA ID NC0136205
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	TWO RIVERS UTILITIES
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20