1509 Derbydowns Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 1509 Derbydowns Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,341 sqft · built 1990
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Jul 2009)
Tax Bill	$3,653 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10067 00525`

Property Details

APN / Parcel Number

Primary APN	`10067 00525`
Alternative APN	`140381`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,341 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	36,590 sqft (0.84 acres)
Porch	Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1509 DERBYDOWNS DR
City	GASTONIA
State	NC
Zip	28056-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SU-SAN FARMS BLK A L 24 10 067 005 25 000
Legal Subdivision	SU SAN FARMS SUBDIVISION
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3007
Census Tract	33303

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1509 DERBYDOWNS DR, GASTONIA, NC 28056-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2009 · Amount on Record
Deed Sale	Jul 21, 2009 · Amount on Record
Prior Sale	Feb 24, 2006 · Amount on Record
Deed Book / Page	4475 / 645
Last Transfer Date	Feb 25, 2021
Transfer Doc	0052040465
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Mar 2, 2021
Property Address	1509 DERBYDOWNS DR, GASTONIA, NC 28056-1618
Document Number	0052040465
Book / Page	5204 / 465
Map Reference	MB 39 PG 79
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 DERBYDOWNS DR, GASTONIA, NC 28056-1618

Mortgage

Document Number	5204467
Date	Mar 2, 2021
Instrument	5204/467

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,653.00	$341,780 (-) Land $49,680 Building $292,100
2025	$3,653.00 (-1.03%)	$341,780 (-) Land $49,680 Building $292,100
2023	$3,691.00	$341,780 Land $49,680 Building $292,100
2021			$236,110 Land $41,000 Building $195,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORESTBROOK S/D private · serves 216 people · EPA ID NC0136205
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	TWO RIVERS UTILITIES
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20