1516 Derbydowns Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 1516 Derbydowns Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,570 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2016)
Tax Bill	$4,479 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10067 00536`

Property Details

APN / Parcel Number

Primary APN	`10067 00536`
Alternative APN	`140391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,570 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Porch	Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1516 DERBYDOWNS DR
City	GASTONIA
State	NC
Zip	28056-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SU-SAN FARMS BLK A L 35 10 067 005 36 000
Legal Subdivision	SUN SAN FARMS
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3007
Census Tract	33303

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1516 DERBYDOWNS DR, GASTONIA, NC 28056-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2016 · Amount on Record
Deed Sale	May 20, 2016 · Amount on Record
Prior Sale	Apr 20, 2001 · Amount on Record
Deed Book / Page	4846 / 130
Last Transfer Date	Dec 10, 2020
Transfer Doc	0051830937
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Dec 17, 2020
Property Address	1516 DERBYDOWNS DR, GASTONIA, NC 28056-1600
Document Number	0051830937
Book / Page	5183 / 937
Map Reference	MB 39 PG 79
Instrument Date	Dec 10, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 DERBYDOWNS DR, GASTONIA, NC 28056-1600

Mortgage

Document Number	5183940
Date	Dec 17, 2020
Instrument	5183/940

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,479.00	$419,030 (-) Land $46,000 Building $373,030
2025	$4,479.00 (-1.02%)	$419,030 (-) Land $46,000 Building $373,030
2023	$4,525.00	$419,030 Land $46,000 Building $373,030
2021			$274,040 Land $41,000 Building $233,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORESTBROOK S/D private · serves 216 people · EPA ID NC0136205
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	TWO RIVERS UTILITIES
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20