1531 Elsdon Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 1531 Elsdon Cir, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,052 sqft · built 1973
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (Oct 2021)
Tax Bill$14,488 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN289-0241-013-0000

Property Details

APN / Parcel Number

Primary APN289-0241-013-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area4,052 sqft Living Area
1st Floor Area1,859 sqft
Basement Area870 sqft
Finished Basement870 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area23,087 sqft (0.53 acres)
Garage Area980 sqft
Parking Spaces4 Parking Spaces
Pool Area9,100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1531 ELSDON CIR
CityCARMICHAEL
StateCA
Zip95608-6014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionDEL DAYO ESTATES 03, LOT 63
Legal SubdivisionDEL DAYO ESTATES 03
Legal Lot Number63
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1005
Census Tract5804

Owner

Source: Sacramento County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1531 ELSDON CIR, CARMICHAEL, CA 95608-6014
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Deed Document Number2021
Deed Book / Page20211012 / 2160
Prior Transfer DateJun 16, 1994
Prior Transfer Doc9406001509
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 12, 2021
Property Address1531 ELSDON CIR, CARMICHAEL, CA 95608-6014
Document Number2021101202160
Map ReferenceMB 43 MAP 11
Instrument DateOct 6, 2021
Instrument2021101202160
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1531 ELSDON CIR, CARMICHAEL, CA 95608-6014
InvestorPossibly a Property Investor

Mortgage

Document Number2021101202161
DateOct 12, 2021
Instrument2021101202161
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,244,793 (+2%) Land $431,519 Building $813,274
2025$14,488.00 (+0.97%) Homeowner's exemption$1,220,386 (+4.04%) Land $423,058 Building $797,328
2024$14,349.00 (+2.62%)
2023$13,983.00 (+0.55%) Homeowner's exemption$1,172,999 Land $406,631 Building $766,368
2022$13,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims11 (1978–2009)
Claims Outside the SFHA2 of 11
Most Recent ClaimOct 2009 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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