1513 Elsdon Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 1513 Elsdon Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,286 sqft · built 1975
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$735,000 (Jun 2012)
Tax Bill	$10,952 (2025)
Deeds & Mortgages	Mar 2022 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`289-0241-010-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0241-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,286 sqft Living Area
1st Floor Area	2,744 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1513 ELSDON CIR
City	CARMICHAEL
State	CA
Zip	95608-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 03, LOT 66
Legal Subdivision	DEL DAYO ESTATES 03
Legal Lot Number	66
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1513 ELSDON CIR, CARMICHAEL, CA 95608-6014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2012 · Amount on Record
Deed Sale	Jun 4, 2012 · Amount on Record
Prior Sale	May 5, 2005 · Amount on Record
Deed Book / Page	20120604 / 954
Last Transfer Date	Mar 14, 2022
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 15, 2022
Property Address	1513 ELSDON CIR, CARMICHAEL, CA 95608-6014
Document Number	0000000118
Map Reference	MB 43 MAP 11
Instrument Date	Mar 14, 2022
Instrument	2022031500118
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1513 ELSDON CIR, CARMICHAEL, CA 95608-6014

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1513 ELSDON CIR, CARMICHAEL, CA 95608-6014
Document Number	2010220941
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	ALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1513 ELSDON CIR CARMICHAEL CA 956086014, CARMICHAEL, CA 95608-6014

Mortgage

Document Number	2010220941
Date	Oct 22, 2020
Instrument	2010220941

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$941,653 (+2%) Land $384,347 Building $557,306
2025	$10,952.00 (+0.98%) Homeowner's exemption	$923,190 (+4.04%) Land $376,811 Building $546,379
2024	$10,846.00 (+2.62%)
2023	$10,569.00 (+0.55%) Homeowner's exemption	$887,343 Land $362,180 Building $525,163
2022	$10,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	11 (1978–2009)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Oct 2009 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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