1525 Elsdon Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 1525 Elsdon Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,693 sqft · built 1959
Lot Size	0.866 acres (37,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Jul 2026)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`289-0241-012-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0241-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,693 sqft Living Area
1st Floor Area	3,159 sqft
Basement Area	534 sqft
Finished Basement	534 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	37,725 sqft (0.866 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Pool Area	12,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1525 ELSDON CIR
City	CARMICHAEL
State	CA
Zip	95608-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 03, LOT 64
Legal Subdivision	DEL DAYO ESTATES 03
Legal Lot Number	64
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	5804

Owner

Source: Sacramento County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1525 ELSDON CIR, CARMICHAEL, CA 95608-6014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Grant Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE
Jun 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Deed Book / Page	20260728 / 635
Prior Transfer Date	Jun 9, 2026
Prior Transfer Doc	2026000935
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2026
Property Address	1525 ELSDON CIR, CARMICHAEL, CA 95608-6014
Document Number	2026000635
Book / Page	20260728 / 635
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1525 ELSDON CIR, CARMICHAEL, CA 95608-6014
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000636,
Date	Jul 28, 2026
Book Page	20260728/636

Lender

Name	CHURCHILL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 11, 2026
Property Address	1525 ELSDON CIR, CARMICHAEL, CA 95608-6014
Document Number	2026000935
Book / Page	20260611 / 935
Instrument Date	Jun 9, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1525 ELSDON CIR, CARMICHAEL, CA 95608-6014

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1525 ELSDON CIR, CARMICHAEL, CA 95608-6014
Document Number	0000001107
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 ELSDON CIR CARMICHAEL CA 956086014, CARMICHAEL, CA 95608-6014

Mortgage

Document Number	0000001107
Date	Mar 17, 2017
Book Page	170317/001107

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$262,521 (+2%) Land $59,981 Building $202,540
2025	$3,060.00 (+1.02%) Homeowner's exemption	$257,374 (+4.04%) Land $58,805 Building $198,569
2024	$3,029.00 (+2.64%)
2023	$2,951.00 (+0.61%) Homeowner's exemption	$247,381 Land $56,522 Building $190,859
2022	$2,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	11 (1978–2009)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Oct 2009 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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