1530 Banbury Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1530 Banbury Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,726 sqft · built 2009
Lot Size	0.448 acres (19,517 sqft)
Owner	2 Individual Names on File
Last Sale	$217,900 (Apr 2010)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-10-0-00102-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-10-0-00102-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,726 sqft Adjusted Area
1st Floor Area	2,345 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	19,517 sqft (0.448 acres)
Lot Dimensions	150 ft deep x 130 ft wide
Patio Area	162 sqft

Location & Zoning

Street Address	1530 BANBURY LN
City	HERNANDO
State	MS
Zip	38632-8891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC B LOT 102
Legal Range	007
Legal Township	03S
Legal Section	08
Legal Subdivision	NOTTING HILL SEC B
Legal Lot Number	102
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3039
Census Tract	71001

Owner

1530 Banbury Ln is owned and occupied by two individuals who acquired it in March 2016.

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1530 BANBURY LN, HERNANDO, MS 38632-8891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Sep 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2010 · Amount on File
Deed Sale	Apr 20, 2010 · Amount on File
Deed Book / Page	631 / 323
Last Transfer Date	Mar 14, 2016
Transfer Doc	000786/652
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1530 BANBURY LN, HERNANDO, MS 38632-8891
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 BANBURY LN, HERNANDO, MS 38632-8891

Mortgage

Document Number	005165/192
Date	Feb 23, 2021
Book Page	5165/192

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Sep 13, 2023
Property Address	1530 BANBURY LN, HERNANDO, MS 38632-8891
Document Number	1023/16643
Book / Page	1023 / 16643
Instrument Date	Sep 11, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 HAWTHORNE DR, HERNANDO, MS 38632-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 BANBURY LN, HERNANDO, MS 38632-8891

Tax Assessment & Valuation

The 2025 property tax bill for 1530 Banbury Ln was $3,181.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,181.00	$29,801 Land $4,000 Building $25,801	$298,008 Land $40,000 Building $258,008
2023	$2,752.00	$21,930 (-)	$219,299 (-) Land $40,000 Building $179,299
2022	$2,752.00	$21,930 Land $4,000 Building $17,930	$219,299 Land $40,000 Building $179,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1530 Banbury Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1530 Banbury Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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