1495 Banbury Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1495 Banbury Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,646 sqft · built 2009
Lot Size	0.619 acres (27,002 sqft)
Owner	Individual Name on File
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-10-0-00120-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-10-0-00120-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,646 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	27,002 sqft (0.619 acres)
Lot Dimensions	220 ft deep x 47 ft wide
Patio Area	342 sqft

Location & Zoning

Street Address	1495 BANBURY LN
City	HERNANDO
State	MS
Zip	38632-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC B LOT 120
Legal Range	07
Legal Township	03
Legal Section	08
Legal Subdivision	NOTTING HILL SEC B
Legal Lot Number	120
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	71001

Owner

1495 Banbury Ln is owned and occupied by an individual who acquired it in January 2017.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1495 BANBURY LN, HERNANDO, MS 38632-7503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Jan 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017
Deed Sale	Jan 27, 2017
Prior Sale	Feb 6, 2009
Deed Document Number	0000813737
Deed Book / Page	0813 / 737
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1495 BANBURY LN, HERNANDO, MS 38632-7503
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004296/239
Date	Jan 27, 2017
Book Page	4296/239

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1495 BANBURY LN, HERNANDO, MS 38632-7503
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004601/16
Date	Sep 7, 2018
Book Page	4601/16
Instrument	T04601-00016

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2028

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 27, 2017
Property Address	1495 BANBURY LN, HERNANDO, MS 38632-7503
Document Number	000813/737
Book / Page	0813 / 737
Map Reference	PL MB 96 PG 47-48
Instrument Date	Jan 23, 2016
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1495 BANBURY W, 1495, HERNANDO, MS 38632-7683

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1495 BANBURY W, HERNANDO, MS 38632-7683

Tax Assessment & Valuation

The 2025 property tax bill for 1495 Banbury Ln was $3,663.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,663.00	$34,023 Land $4,000 Building $30,023	$340,233 Land $40,000 Building $300,233
2023	$3,124.00	$24,686	$246,861 Land $40,000 Building $206,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1495 Banbury Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1495 Banbury Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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