1563 Banbury Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1563 Banbury Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,068 sqft · built 2010
Lot Size	0.607 acres (26,453 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2010)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-10-0-00124-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-10-0-00124-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,068 sqft Adjusted Area
1st Floor Area	1,823 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	26,453 sqft (0.607 acres)
Lot Dimensions	222 ft deep x 58 ft wide

Location & Zoning

Street Address	1563 BANBURY LN
City	HERNANDO
State	MS
Zip	38632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC B LOT 124
Legal Range	007
Legal Township	03S
Legal Section	08
Legal Subdivision	NOTTING HILL SEC B
Legal Lot Number	124
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	71001

Owner

1563 Banbury Ln is owned and occupied by two individuals who bought it in November 2010.

Source: DeSoto County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1563 BANBURY LN, HERNANDO, MS 38632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Jul 8, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2010 · Amount on File
Deed Sale	Nov 29, 2010 · Amount on File
Deed Book / Page	647 / 421
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	May 22, 2026
Property Address	1563 BANBURY LN, HERNANDO, MS 38632
Document Number	5663056541
Book / Page	5663 / 56541
Instrument Date	May 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 BANBURY LN, HERNANDO, MS 38632
Investor	Possibly a Property Investor

Mortgage

Document Number	5663056541,
Date	May 22, 2026
Book Page	5663/56541

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 26, 2051

Interest

Rate	6.3%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1563 BANBURY LN, HERNANDO, MS 38632-8892
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 BANBURY W, HERNANDO, MS 38632-7684
Investor	Possibly a Property Investor

Mortgage

Document Number	5663/20699
Date	Feb 27, 2026
Book Page	5663/20699

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1563 BANBURY LN, HERNANDO, MS 38632-8892
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004499/80
Date	Feb 28, 2018
Book Page	4499/80
Instrument	T04499-00080

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1563 BANBURY LN, HERNANDO, MS 38632-8892
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 BANBURY W, HERNANDO, MS 38632-7684
Investor	Possibly a Property Investor

Mortgage

Document Number	005127/133
Date	Jan 5, 2021
Book Page	5127/133

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1563 BANBURY LN, HERNANDO, MS 38632-8892
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 BANBURY W, HERNANDO, MS 38632-7684
Investor	Possibly a Property Investor

Mortgage

Document Number	005349/207
Date	Sep 20, 2021
Book Page	5349/207

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2036

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1563 BANBURY LN, HERNANDO, MS 38632-8892
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 BANBURY W, HERNANDO, MS 38632-7684
Investor	Possibly a Property Investor

Mortgage

Document Number	5661/63795
Date	Jul 8, 2024
Book Page	5661/63795

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1563 Banbury Ln was $3,169.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,169.00	$29,697 Land $4,000 Building $25,697	$296,967 Land $40,000 Building $256,967
2023	$2,728.00	$21,760	$217,598 Land $40,000 Building $177,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1563 Banbury Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1563 Banbury Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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