153 N Wall St, Covington, OH 45318 Property Records

Miami County property record for 153 N Wall St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,859 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H19-007710`

Property Details

APN / Parcel Number

Primary APN	`H19-007710`
Alternative APNs	`080529.2-08-021-00` `H19NH053 00400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,859 sqft Living Area
1st Floor Area	1,874 sqft
Upper Floors Area	922 sqft
Basement Area	902 sqft
Unfinished Basement	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	128 ft deep x 53 ft wide
Garage Type	Mixed
Garage Area	822 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	153 N WALL ST
City	COVINGTON
State	OH
Zip	45318-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 658 52.5
Legal Subdivision	COVINGTON
Legal Lot Number	658
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2012
Census Tract	325000

Owner

153 N Wall St is owned and occupied by an individual who acquired it in June 2021.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	153 N WALL ST, COVINGTON, OH 45318-1639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 17, 2021	Transfer on Death Deed, Transfer
Apr 2, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Jun 16, 2021
Transfer Doc	0000010757
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	153 N WALL ST, COVINGTON, OH 45318-1639
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 N WALL ST, COVINGTON, OH 45318-1639

Mortgage

Document Number	0000004187
Date	Apr 18, 2025
Instrument	2025OR-04187

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2055

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 17, 2021
Property Address	153 N WALL ST, COVINGTON, OH 45318-1639
Document Number	0000010757
Instrument Date	Jun 16, 2021
Instrument	2021OR-10757
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	153 N WALL ST, COVINGTON, OH 45318-1639

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Apr 2, 2018
Property Address	153 N WALL ST, COVINGTON, OH 45318-1639
Document Number	0000003782
Instrument Date	Mar 28, 2018
Instrument	3782
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 N WALL ST COVINGTON OH 453181639, COVINGTON, OH 45318-1639

Tax Assessment & Valuation

The 2025 property tax bill for 153 N Wall St was $1,454 with a homeowner's exemption, up 7.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,454.00 (+7.07%) Homeowner's exemption	$69,620 (+51.94%) Land $9,170 Building $60,450	$198,900 Land $26,200 Building $172,700
2024	$1,358.00 (+2.11%) Homeowner's exemption	$45,820 (-) Land $9,910 Building $35,910
2023	$1,330.00 (-4.45%) Homeowner's exemption	$45,820 (-) Land $9,910 Building $35,910	$130,900 (-) Land $28,300 Building $102,600
2022	$1,392.00 Homeowner's exemption	$45,820 Land $9,910 Building $35,910	$130,900 Land $28,300 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 153 N Wall St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 153 N Wall St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Wall St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures