119 N Wall St, Covington, OH 45318 Property Records

Miami County property record for 119 N Wall St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,180 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (May 2024)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Nov 2022 Sale & Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-007720`

Property Details

APN / Parcel Number

Primary APN	`H19-007720`
Alternative APNs	`080529.2-08-017-00` `H19NH052 00900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,180 sqft Living Area
1st Floor Area	2,796 sqft
Upper Floors Area	782 sqft
Basement Area	391 sqft
Unfinished Basement	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	121 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	456 sqft
Greenhouse	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	119 N WALL ST
City	COVINGTON
State	OH
Zip	45318-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 659 82
Legal Subdivision	VILLAGE OF COVINGTON
Legal Lot Number	659
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2012
Census Tract	325000

Owner

Source: Miami County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 N WALL ST, COVINGTON, OH 45318-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Line of Credit FIRST BANK RICHMOND NA
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Feb 15, 2002 · Amount on Record
Deed Document Number	20245199
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 4, 2022
Property Address	119 N WALL ST, COVINGTON, OH 45318-1639
Document Number	0000016019
Instrument Date	Nov 3, 2022
Instrument	2022OR-16019
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 N WALL ST, COVINGTON, OH 45318-1639

Mortgage

Document Number	0000016020
Date	Nov 4, 2022
Instrument	2022OR-16020

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	119 N WALL ST, COVINGTON, OH 45318-1639
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014802
Date	Aug 24, 2021
Instrument	2021OR-14802

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00 (+12.96%) Homeowner's exemption	$91,180 (+40.04%) Land $11,900 Building $79,280	$260,500 (+40.05%) Land $34,000 Building $226,500
2024	$2,438.00 (+3.79%) Homeowner's exemption	$65,110 (-) Land $12,920 Building $52,190
2023	$2,349.00 (-3.41%) Homeowner's exemption	$65,110 (-) Land $12,920 Building $52,190	$186,000 (-) Land $36,900 Building $149,100
2022	$2,432.00 Homeowner's exemption	$65,110 Land $12,920 Building $52,190	$186,000 Land $36,900 Building $149,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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