Miami County property record for 115 N Wall St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,959 sqft · built 1920 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,293 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-007730 |
| Primary APN | H19-007730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,959 sqft Living Area |
| 1st Floor Area | 1,319 sqft |
| 2nd Floor Area | 640 sqft |
| Upper Floors Area | 640 sqft |
| Basement Area | 640 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 121 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 615 sqft |
| Patio Area | 615 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | H19NH052 00800 |
|---|---|
| Street Address | 115 N WALL ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 660 59 1/2 |
| Legal Subdivision | COVINGTON |
| Legal Lot Number | 660 59 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 325000 |
Source: Miami County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 N WALL ST, COVINGTON, OH 45318-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2009 |
| Deed Sale | Jan 6, 2009 |
| Prior Sale | Aug 2, 1999 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 115 N WALL ST, COVINGTON, OH 45318-1639 |
| Document Number | 0000006282 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 115 N WALL ST COVINGTON OH 453181639, COVINGTON, OH 45318-1639 |
| Document Number | 0000006282 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 6282 |
| Name | FIFTH THIRD BK/WSTN OH |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,293.00 (+19.36%) Homeowner's exemption | $70,280 (+36.97%) Land $10,080 Building $60,200 | $200,800 (+36.97%) Land $28,800 Building $172,000 |
| 2024 | $1,921.00 (+3.78%) Homeowner's exemption | $51,310 (-) Land $10,920 Building $40,390 | |
| 2023 | $1,851.00 (-3.39%) Homeowner's exemption | $51,310 (-) Land $10,920 Building $40,390 | $146,600 (-) Land $31,200 Building $115,400 |
| 2022 | $1,916.00 Homeowner's exemption | $51,310 Land $10,920 Building $40,390 | $146,600 Land $31,200 Building $115,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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