Santa Cruz County property record for 135 McKay Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 2,040 sqft Living Area |
| Lot Size | 21,475 sqft (0.493 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,185,000 (2023) |
| Tax Bill | $6,918.00 (2025) |
| Primary APN | 105-271-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,664 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,475 sqft (0.493 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Total Buildings | 3 Total Buildings |
|---|---|
| Deck Area | 448 sqft Deck |
| Patio Area | 448 sqft Patio |
| Topography | Steep Topography |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 135 MCKAY RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9740 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 105-271-09
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 135 MCKAY RD, APTOS, CA 95003-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 15, 2023 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 01, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on Record |
| Deed Sale | Aug 15, 2023 · Amount on Record |
| Deed Doc Number | 202315305 |
| Prior Transfer Date | Oct 25, 2022 |
| Prior Transfer Doc | 0000029714 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 15, 2023 |
| Property Address | 135 MCKAY RD, APTOS, CA 95003-9740 |
| Document Number | 0000015305 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023-0015305 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,303.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 135 MCKAY RD, APTOS, CA 95003-9740 |
| Document Number | 0000015306 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 2023-0015306 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 01, 2022 |
| Property Address | 135 MCKAY RD, APTOS, CA 95003-9740 |
| Document Number | 0000029714 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022-0029714 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,180 (+2%) Land $436,635 Building $145,545 | ||
| 2025 | $6,918.00 (+359.36%) Homeowner's exemption | $570,766 (+470.95%) Land $428,074 Building $142,692 | |
| 2023 | $1,506.00 (+7.88%) | $99,967 Land $19,890 Building $80,077 | $1,035,630 |
| 2022 | $1,396.00 |
135 McKay Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 28th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,042 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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