1527 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1527 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,280 sqft · built 1978
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$260,400 (Jun 2023)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0317-0240`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0317-0240`
Alternative APNs	`00256305` `256305`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	1,280 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00256305
Street Address	1527 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-5468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 317 LOT 24
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 7
Legal Block	317
Legal Lot Number	24
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41103

Owner

1527 Waterfall Dr is owned and occupied by an individual who bought it in June 2023.

Source: Hernando County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1527 WATERFALL DR, SPRING HILL, FL 34608-5468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Special Warranty Deed, Transfer · FHA Mortgage HOME ACCESS FINANCIAL LLC
Dec 29, 2022	Warranty Deed, Transfer PEER TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	Dec 29, 2022 · Amount on File
Deed Document Number	202335234
Deed Book / Page	4306 / 1575
Prior Transfer Date	Aug 11, 2022
Prior Transfer Doc	0000067899
Record Updated	Sep 20, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 9, 2023
Property Address	1527 WATERFALL DR, SPRING HILL, FL 34608-5468
Document Number	0043061575
Book / Page	4306 / 1575
Map Reference	MB 8 PG 11
Instrument Date	May 19, 2023
Instrument	2023035234
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	WHITWORTH TITLE GROUP INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,822.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3812 N TAMPA ST, TAMPA, FL 33603-4744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 WATERFALL DR, SPRING HILL, FL 34608-5468

Mortgage

Document Number	2023035235
Date	Jun 9, 2023
Instrument	2023035235

Lender

Name	HOME ACCESS FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Mortgage

Document Number	0043061588
Date	Jun 9, 2023
Book Page	4306/1588
Instrument	2023035236

Lender

Name	HOME CITY FSB
Type	Bank
Address	TAMPA, FL 33602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 29, 2022
Property Address	1527 WATERFALL DR, SPRING HILL, FL 34608-5468
Document Number	0042530841
Book / Page	4253 / 841
Map Reference	MB 8 PG 11-24
Instrument Date	Dec 19, 2022
Instrument	2022090566
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2922 RUSSELL AVE, PARMA, OH 44134-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N TAMPA ST, TAMPA, FL 33603-4744
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1527 Waterfall Dr was $2,912.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00	$195,010 Land $38,000 Building $157,010	$195,010 Land $38,000 Building $157,010
2023		$183,208 (+19.67%) Land $36,048 Building $147,160
2022	$2,782.00	$153,095 Land $27,000 Building $126,095	$183,208 Land $30,000 Building $153,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1527 Waterfall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1527 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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