1557 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1557 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,165 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Apr 2020)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0321-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0321-0120`
Alternative APNs	`00256617` `256617`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	255 sqft
Patio Area	72 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00256617
Street Address	1557 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-5470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 321 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	321
Legal Lot Number	12
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1030
Census Tract	41103

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1557 WATERFALL DR, SPRING HILL, FL 34608-5470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Warranty Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage PATRIOT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on Record
Deed Sale	Apr 8, 2020 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	2020022561
Deed Book / Page	3827 / 1311
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 8, 2020
Property Address	1557 WATERFALL DR, SPRING HILL, FL 34608-5470
Document Number	0038271311
Book / Page	3827 / 1311
Map Reference	MB 8 PG 11-24
Instrument Date	Mar 31, 2020
Instrument	2020022561
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8343 PHILADELPHIA AVE, 8343, SPRING HILL, FL 34608-5269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 WATERFALL DR, SPRING HILL, FL 34608-5470

Mortgage

Document Number	38271313
Date	Apr 8, 2020
Instrument	3827/1313

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 2, 2018
Property Address	1557 WATERFALL DR, SPRING HILL, FL 34608-5470
Document Number	0035790921
Book / Page	003579 / 000921
Instrument Date	Apr 30, 2018
Instrument	26874
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FAIRACRES AVE RAYNHAM MA 027671938, RAYNHAM, MA 02767-1938

Mortgage

Document Number	35790922
Date	May 2, 2018
Book Page	003579/000922
Instrument	26875

Lender

Name	PATRIOT LNDG
Address	CARNEGIE, PA 15106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,331.00 (+7.12%) Additional exemption filed	$202,762 (+10.88%)	$214,860 (+15.61%) Land $50,616 Building $164,244
2023		$182,871 (+4.71%) Land $42,631 Building $140,240
2022	$2,176.00 Homeowner's exemption	$174,653 Land $35,964 Building $138,689	$185,849 Land $39,960 Building $145,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Waterfall Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures