1527 Deer Trl, Commerce, TX 75428 Property Records

Hunt County property record for 1527 Deer Trl, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2,023 sqft · built 2016
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$392,500 (Dec 2020)
Tax Bill	$10,144 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`2581-0000-014R-31`

Property Details

APN / Parcel Number

Primary APN	`2581-0000-014R-31`
Alternative APNs	`R215659` `215659`

Interior

Stories	1 Story
Building Area	2,023 sqft Living Area
1st Floor Area	2,023 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	31,799 sqft (0.73 acres)
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Location & Zoning

Street Address	1527 DEER TRL
City	COMMERCE
State	TX
Zip	75428-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2581 CORNERSTONE DEVELOPMENT PH 1 LOT 14R ACRES .73 (REPLAT OF LTS 5, 7, 9, 11-14)
Legal Subdivision	CORNERSTONE DEVELOPMENT PH 1
Legal Tract	14R
Legal Block	1
Legal Lot Number	14R
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1078
Census Tract	960600

Owner

Source: Hunt County assessment roll, as of September 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1101 BOIS D ARC ST, COMMERCE, TX 75428-2519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS INC
Jan 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO
Jun 3, 2022	Warranty Deed, Transfer
Dec 30, 2020	Vendor's Lien, Transfer · Conventional Mortgage CYPRESS BANK SSB
Oct 27, 2020	Deed of Trust, Construction Loan · Construction Mortgage GUARANTY BK
Dec 12, 2018	Warranty Deed, Transfer OTHER
Aug 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 3, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	202023323
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	0000023323
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1527 DEER TRL, COMMERCE, TX 75428-3865
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011538
Date	Jun 2, 2021
Instrument	2021-11538

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS INC
Type	Mortgage Company
Address	DALLAS, TX 75248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1527 DEER TRL, COMMERCE, TX 75428-3865
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001088
Date	Jan 25, 2019
Instrument	2019-01088

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	COMMERCE, TX 75429

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 18, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jun 3, 2022
Property Address	1527 DEER TRL, COMMERCE, TX 75428-3865
Document Number	0000013091
Map Reference	CAG G SL 160
Instrument Date	Jun 2, 2022
Instrument	2022-13091
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 BOIS D ARC ST, COMMERCE, TX 75428-2519

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 30, 2020
Property Address	1527 DEER TRL, COMMERCE, TX 75428-3865
Document Number	0000023323
Map Reference	CAB G SL 160
Instrument Date	Dec 29, 2020
Instrument	2020-23323
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 DEER TRL, COMMERCE, TX 75428-3865

Mortgage

Document Number	0000023324
Date	Dec 30, 2020
Instrument	2020-23324

Lender

Name	CYPRESS BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 29, 2021

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Oct 27, 2020
Property Address	1527 DEER TRL, COMMERCE, TX 75428-3865
Document Number	0000019300
Instrument Date	Oct 27, 2020
Instrument	19300
Transaction Type	Construction Loan
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1527 DEER TRL COMMERCE TX 754283865, COMMERCE, TX 75428-3865

Mortgage

Document Number	0000019300
Date	Oct 27, 2020
Instrument	19300

Lender

Name	GUARANTY BK
Type	Bank
Address	COMMERCE, TX 75429-0982

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 26, 2021

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Dec 12, 2018
Property Address	1527 DEER TRL, COMMERCE, TX 75428-3865
Document Number	0000018373
Instrument Date	Nov 15, 2018
Instrument	18373
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1527 DEER TRL COMMERCE TX 754283865, COMMERCE, TX 75428-3865

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Aug 14, 2018
Property Address	1527 DEER TRL, COMMERCE, TX 75428-3865
Document Number	0000012340
Instrument Date	Aug 13, 2018
Instrument	12340
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 DEER TRL COMMERCE TX 754283865, COMMERCE, TX 75428-3865

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jul 3, 2018
Property Address	1527 DEER TRL, COMMERCE, TX 75428-3865
Document Number	0000010177
Instrument Date	Jun 29, 2018
Instrument	10177
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5303 SNOW CREEK RD SANTA FE TN 384823154, SANTA FE, TN 38482-3154

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,340 (-10.16%) Land $76,950 Building $287,390	$364,340 (-10.16%) Land $76,950 Building $287,390
2024	$10,144.00 (+12.86%)
2023		$405,550 Land $76,950 Building $328,600	$405,550 Land $76,950 Building $328,600
2022	$8,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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