1509 Deer Trl, Commerce, TX 75428 Property Records

Hunt County property record for 1509 Deer Trl, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2,383 sqft · built 2022
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individuals on Record
Tax Bill	$8,887 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2581-0000-007R-31`

Property Details

APN / Parcel Number

Primary APN	`2581-0000-007R-31`
Alternative APNs	`R215653` `215653`

Interior

Stories	2 Stories
Building Area	2,383 sqft Living Area
Gross Area	2,935 sqft
1st Floor Area	2,098 sqft
2nd Floor Area	285 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	1509 DEER TRL
City	COMMERCE
State	TX
Zip	75428-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2581 CORNERSTONE DEVELOPMENT PH 1 LOT 7R ACRES .3214 (REPLAT)
Legal Subdivision	CORNERSTONE DEVELOPMENT PH 1
Legal Tract	7R
Legal Block	1
Legal Lot Number	7R
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1078
Census Tract	960600

Owner

Source: Hunt County assessment roll, as of September 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	8509 CHRISTIE LN, GREENVILLE, TX 75402-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO
Sep 15, 2022	Intrafamily Transfer, Transfer · Line of Credit GUARANTY BANK & TRUST CO
Jun 2, 2020	Warranty Deed, Transfer KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE
Feb 11, 2019	Warranty Deed, Transfer KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022
Deed Sale	Sep 2, 2022
Deed Document Number	202220808
Last Transfer Date	Sep 15, 2022
Transfer Doc	0000021765
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1509 DEER TRL, COMMERCE, TX 75428-3865
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023747
Date	Oct 6, 2022
Instrument	2022-23747

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	COMMERCE, TX 75429

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUNT TX
Recording Date	Sep 15, 2022
Property Address	1509 DEER TRL, COMMERCE, TX 75428-3865
Document Number	0000021765
Map Reference	CAB G SL 160
Instrument Date	Sep 15, 2022
Instrument	2022-21765
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1513 DEER TRL, COMMERCE, TX 75428-3865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8509 CHRISTIE LN, GREENVILLE, TX 75402-6028

Mortgage

Document Number	0000023747
Date	Sep 15, 2022
Instrument	2022-23747

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jun 2, 2020
Property Address	DEER TRL, COMMERCE, TX 75428
Document Number	0000008375
Instrument Date	Jun 1, 2020
Instrument	8375
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 MADELINE ST COMMERCE TX 754283750, COMMERCE, TX 75428-3750

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Feb 11, 2019
Property Address	DEER TRL, COMMERCE, TX 75428
Document Number	0000001893
Instrument Date	Feb 8, 2019
Instrument	1893
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 289 COMMERCE TX 754290289, COMMERCE, TX 75429-0289

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,887.00 (+608.13%) Homeowner's exemption	$407,100 (+902.71%) Land $45,500 Building $361,600	$407,100 (+902.71%) Land $45,500 Building $361,600
2024	$1,255.00 (+178.27%)
2023		$40,600 Land $40,600	$40,600 Land $40,600
2022	$451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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