1516 Deer Trl, Commerce, TX 75428 Property Records

Hunt County property record for 1516 Deer Trl, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2,244 sqft · built 2017
Lot Size	0.425 acres (18,513 sqft)
Owner	Individual on Record
Tax Bill	$9,312 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2581-0000-0100-31`

Property Details

APN / Parcel Number

Primary APN	`2581-0000-0100-31`
Alternative APN	`R215656`

Interior

Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2017
Lot Area	18,513 sqft (0.425 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	434 sqft

Location & Zoning

Account Number	R215656
Street Address	1516 DEER TRL
City	COMMERCE
State	TX
Zip	75428-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2581 CORNERSTONE DEVELOPMENT PH 1 LOT 10 ACRES .425
Legal Subdivision	CORNERSTONE DEVELOPMENT PH 1
Legal Tract	10
Legal Lot Number	10
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1080
Census Tract	960600

Owner

Source: Hunt County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 372, COMMERCE, TX 75429-0372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 6, 2023	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CYPRESS BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023
Deed Sale	Apr 6, 2023
Prior Sale	Aug 9, 2017
Deed Document Number	2023-06263
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1516 DEER TRL, COMMERCE, TX 75428-3866
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 DEER TRL, COMMERCE, TX 75428-3866

Mortgage

Document Number	0000018641
Date	Oct 9, 2025
Instrument	2025-18641

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Apr 6, 2023
Property Address	1516 DEER TRL, COMMERCE, TX 75428-3866
Document Number	0000006263
Map Reference	CAB G SL 98&99
Instrument Date	Apr 5, 2023
Instrument	2023-06263
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & SABNE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 SOUTHWIND DR, ROCKWALL, TX 75032-0240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 372, COMMERCE, TX 75429-0372

Mortgage

Document Number	0000006264
Date	Apr 6, 2023
Instrument	2023-06264

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1516 DEER TRL, COMMERCE, TX 75428-3866
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006545
Date	Apr 26, 2018
Instrument	2018-06545

Lender

Name	CYPRESS BANK
Type	Bank
Address	LITTLE ELM, TX 75068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1516 DEER TRL, COMMERCE, TX 75428-3866
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018656
Date	Oct 28, 2020
Instrument	2020-18656

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1516 DEER TRL, COMMERCE, TX 75428-3866
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023191
Date	Oct 18, 2021
Instrument	2021-23191

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Index	1-Month LIBOR

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,230 (-1.66%) Land $53,500 Building $333,730	$387,230 (-1.66%) Land $53,500 Building $333,730
2024	$9,312.00 (+14.15%)
2023		$393,760 Land $48,870 Building $344,890	$393,760 Land $48,870 Building $344,890
2022	$8,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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