15268 Moonglow Dr, Ramona, CA 92065 Property Records

San Diego County property record for 15268 Moonglow Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,522 sqft · built 1989
Lot Size	0.462 acres (20,120 sqft)
Owner	2 Individual Names on File
Last Sale	$637,000 (Oct 2020)
Tax Bill	$8,230 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-668-23-00`

Property Details

APN / Parcel Number

Primary APN	`288-668-23-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,522 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	20,120 sqft (0.462 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15268 MOONGLOW DR
City	RAMONA
State	CA
Zip	92065-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 137 TR 008031
Legal Subdivision	ESTATES AT COSTA DEL MAR II
Legal Tract	008031
Legal Block	2
Legal Lot Number	137
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20811

Owner

15268 Moonglow Dr is owned and occupied by two individuals who bought it in October 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15268 MOONGLOW DR, RAMONA, CA 92065-4529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 29, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 8, 2019	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	2020671432
Prior Transfer Date	May 13, 2014
Prior Transfer Doc	0000272266
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15268 MOONGLOW DR, RAMONA, CA 92065-4529
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15268 MOONGLOW DR, RAMONA, CA 92065-4529

Mortgage

Document Number	0000077128
Date	Mar 26, 2025
Instrument	2025-0077128

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2020
Property Address	15268 MOONGLOW DR, RAMONA, CA 92065-4529
Document Number	0000671432
Map Reference	MAP 8031
Instrument Date	Oct 1, 2020
Instrument	2020-0671432
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15268 MOONGLOW DR, RAMONA, CA 92065-4529

Mortgage

Document Number	0000671433
Date	Oct 29, 2020
Instrument	2020-0671433

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 8, 2019
Property Address	15268 MOONGLOW DR, RAMONA, CA 92065-4529
Document Number	0000334070
Instrument Date	Jul 3, 2019
Instrument	334070
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Tax	$625.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15268 MOONGLOW DR RAMONA CA 920654529, RAMONA, CA 92065-4529

Tax Assessment & Valuation

The 2025 property tax bill for 15268 Moonglow Dr was $8,230 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,292 (+2%) Land $275,799 Building $427,493
2025	$8,230.00 Homeowner's exemption	$689,503 Land $270,392 Building $419,111
2023	$7,738.00 (-1.07%) Homeowner's exemption	$662,732 Land $259,894 Building $402,838
2022	$7,822.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15268 Moonglow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15268 Moonglow Dr is extreme, ranking above 97% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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