15260 Moonglow Dr, Ramona, CA 92065 Property Records

San Diego County property record for 15260 Moonglow Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,426 sqft · built 1988
Lot Size	0.41 acres (17,845 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,432 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`288-668-24-00`

Property Details

APN / Parcel Number

Primary APN	`288-668-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,426 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	17,845 sqft (0.41 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15260 MOONGLOW DR
City	RAMONA
State	CA
Zip	92065-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 138 TR 008031
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	008031
Legal Block	2
Legal Lot Number	138
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 30, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 5, 2019	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019
Deed Sale	Jun 5, 2019
Prior Sale	Jan 31, 2014 · Amount on Record
Deed Document Number	2019215398
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0000215398
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529

Mortgage

Document Number	0000841641
Date	Dec 14, 2021
Instrument	2021-0841641

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529

Mortgage

Document Number	0000617049
Date	Aug 30, 2021
Instrument	2021-0617049

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529

Mortgage

Document Number	0000716272
Date	Nov 16, 2020
Instrument	2020-0716272

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529
Document Number	0000041127
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15260 MOONGLOW DR RAMONA CA 920654529, RAMONA, CA 92065-4529

Mortgage

Document Number	0000041127
Date	Jan 27, 2020
Instrument	41127

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2019
Property Address	15260 MOONGLOW DR, RAMONA, CA 92065-4529
Document Number	0000215398
Instrument Date	Apr 25, 2019
Instrument	215398
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15260 MOONGLOW DR RAMONA CA 920654529, RAMONA, CA 92065-4529

Mortgage

Document Number	215399
Date	Jun 5, 2019
Instrument	215399

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,643 (+2%) Land $138,411 Building $384,232
2025	$6,432.00 (+6.9%)	$512,397 (+4.04%) Land $135,698 Building $376,699
2023	$6,017.00 (-1.81%)	$492,502 Land $130,430 Building $362,072
2022	$6,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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