15245 Moonglow Dr, Ramona, CA 92065 Property Records

San Diego County property record for 15245 Moonglow Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,174 sqft · built 1999
Lot Size	0.462 acres (20,144 sqft)
Owner	2 Individual Names on File
Last Sale	$636,000 (Jul 2018)
Tax Bill	$8,513 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-669-06-00`

Property Details

APN / Parcel Number

Primary APN	`288-669-06-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,174 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	20,144 sqft (0.462 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15245 MOONGLOW DR
City	RAMONA
State	CA
Zip	92065-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 214 TR 008031
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	008031
Legal Block	2
Legal Lot Number	214
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

15245 Moonglow Dr is owned and occupied by two individuals who bought it in July 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15245 MOONGLOW DR, RAMONA, CA 92065-4528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Jun 17, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Jul 12, 2018	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Mar 2, 1992 · Amount on File
Deed Document Number	2018283859
Prior Transfer Date	Jan 13, 2004
Prior Transfer Doc	0000030810
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15245 MOONGLOW DR, RAMONA, CA 92065-4528
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15245 MOONGLOW DR, RAMONA, CA 92065-4528

Mortgage

Document Number	0000179388
Date	Mar 8, 2021
Instrument	2021-0179388

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15245 MOONGLOW DR, RAMONA, CA 92065-4528
Document Number	0000247716
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15245 MOONGLOW DR RAMONA CA 920654528, RAMONA, CA 92065-4528

Mortgage

Document Number	0000247716
Date	Jun 24, 2019
Instrument	247716

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2018
Property Address	15245 MOONGLOW DR, RAMONA, CA 92065-4528
Document Number	0000283859
Instrument Date	Jun 5, 2018
Instrument	283859
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15245 MOONGLOW DR RAMONA CA 920654528, RAMONA, CA 92065-4528

Mortgage

Document Number	283860
Date	Jul 12, 2018
Instrument	283860

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15245 Moonglow Dr was $8,513.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,424 (+2%) Land $166,771 Building $556,653
2025	$8,513.00	$709,240 Land $163,501 Building $545,739
2023	$8,012.00 (-1%)	$681,702 Land $157,153 Building $524,549
2022	$8,093.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15245 Moonglow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15245 Moonglow Dr is extreme, ranking above 97% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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