1526 Valley Gate Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1526 Valley Gate Cv, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,818 sqft · built 2007
Lot Size	1.24 acres (54,131 sqft)
Owner	Individual Name on File
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-2-09-01-0-00046-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-2-09-01-0-00046-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,818 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	54,131 sqft (1.24 acres)
Pool Area	648 sqft
Patio Area	496 sqft

Location & Zoning

Street Address	1526 VALLEY GATE CV
City	HERNANDO
State	MS
Zip	38632-9487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUNTAIN GATE LOT 46
Legal Range	07
Legal Township	03
Legal Section	09
Legal Subdivision	FOUNTAIN GATE
Legal Lot Number	46
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2029
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-2-09-01-0-00046-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1526 VALLEY GATE CV, HERNANDO, MS 38632-9487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Feb 08, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2009
Deed Sale	Nov 03, 2009
Prior Sale	Sep 09, 2009 · Amount on Record
Deed Document Number	0000620437
Deed Book / Page	620 / 437
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1526 VALLEY GATE CV, HERNANDO, MS 38632-9487
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 VALLEY GATE CV, HERNANDO, MS 38632-9487

Mortgage

Document Number	5661/38354
Date	Apr 29, 2024
Book Page	5661/38354

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1526 VALLEY GATE CV, HERNANDO, MS 38632-9487
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004301/378
Date	Feb 08, 2017
Book Page	4301/378

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2032

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,177.00 (+17.8%)	$29,910 (+39.83%) Land $4,000 Building $25,910	$299,099 (+39.82%) Land $40,000 Building $259,099
2023	$1,848.00	$21,391	$213,910 Land $40,000 Building $173,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 50% of Mississippi
Wildfire Likelihood	About 1 in 917 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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