1525 Valley Gate Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1525 Valley Gate Cv, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2004
Square Footage	3,997 sqft Adjusted Area
Lot Size	145,017 sqft (3.32 acres)
Occupancy	Owner Occupied
Tax Bill	$2,437.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-2-09-01-0-00048-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,997 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	145,017 sqft (3.32 acres)

Location & Zoning

Street Address	1525 VALLEY GATE CV
City	HERNANDO
State	MS
Zip	38632-9488
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOUNTAIN GATE LOT 48
Legal Range	07
Legal Township	03
Legal Section	09
Legal Subdivision	FOUNTAIN GATE
Legal Lot Number	48
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2029
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-2-09-01-0-00048-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1525 VALLEY GATE CV, HERNANDO, MS 38632-9488
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0000445788
Record Refreshed	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1525 VALLEY GATE CV, HERNANDO, MS 38632-9488
Transaction Type	Mortgage
Record Updated	Apr 04, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 VALLEY GATE CV, HERNANDO, MS 38632-9488

Mortgage

Document Number	5661/24493
Date	Mar 21, 2024
Book Page	5661/24493

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 03, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,437.00 (+15.33%)	$33,059 (+37.66%) Land $4,000 Building $29,059	$330,593 (+37.66%) Land $40,000 Building $290,593
2023	$2,113.00	$24,015	$240,150 Land $40,000 Building $200,150

Flood & Wildfire

1525 Valley Gate Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 50th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 917 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.