DeSoto County property record for 1520 Valley Gate Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,772 sqft · built 2016 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,042 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-2-09-01-0-00047-00 |
| Primary APN | 3-07-2-09-01-0-00047-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,772 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Patio Area | 144 sqft |
| Street Address | 1520 VALLEY GATE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | FOUNTAIN GATE LOT 47 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 09 |
| Legal Subdivision | FOUNTAIN GATE |
| Legal Lot Number | 47 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-2-09-01-0-00047-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1520 VALLEY GATE CV, HERNANDO, MS 38632-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2016 |
| Deed Sale | Nov 07, 2016 |
| Prior Sale | Jan 27, 2016 |
| Deed Document Number | 0000808045 |
| Deed Book / Page | 0808 / 045 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1520 VALLEY GATE CV, HERNANDO, MS 38632-9487 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1520 VALLEY GATE CV, HERNANDO, MS 38632-9487 |
| Document Number | 0005279/58 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 5279/58 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,042.00 (+14.33%) | $28,278 (+36.14%) Land $4,000 Building $24,278 | $282,784 (+36.14%) Land $40,000 Building $242,784 |
| 2023 | $1,786.00 | $20,772 | $207,722 Land $40,000 Building $167,722 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 79 locations within half a mile of this property.
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