1525 S Osage St, Independence, MO 64055 Property Records

Jackson County property record for 1525 S Osage St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,671 sqft · built 1900
Lot Size	0.206 acres (8,972 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,119 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-530-11-21`

Property Details

APN / Parcel Number

Primary APN	`26-530-11-21`
Alternative APNs	`26-530-11-21-00-0-00-000` `26530112100000001` `781815`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	798 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,972 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Porch	Covered Porch
Porch Area	349 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	781815
Street Address	1525 S OSAGE ST
City	INDEPENDENCE
State	MO
Zip	64055-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT ANNEX---WLY 150 OF NLY 60 0F LOT 291
Legal Subdivision	SUMMIT ANNEX
Legal Block	1
Legal Lot Number	291
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1016
Census Tract	12200

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1525 S OSAGE ST, INDEPENDENCE, MO 64055-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU
Jul 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Sep 1, 2020	Warranty Deed, Transfer SERVION INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2023
Deed Sale	Jun 30, 2023
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	202345952
Prior Transfer Date	Jun 8, 2011
Prior Transfer Doc	0000E81110
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1525 S OSAGE ST, INDEPENDENCE, MO 64055-1245
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 WALNUT ST, THAYER, MO 65791-1246

Mortgage

Document Number	00E0046928
Date	Jul 5, 2023
Instrument	2023E0046928

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 30, 2023
Property Address	1525 S OSAGE ST, INDEPENDENCE, MO 64055-1245
Document Number	00E0045952
Instrument Date	Jun 20, 2023
Instrument	2023E0045952
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 S OSAGE ST, INDEPENDENCE, MO 64055-1245

Mortgage

Document Number	00E0046928
Date	Jun 30, 2023
Instrument	2023E0046928

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jul 27, 2022
Property Address	1525 S OSAGE ST, INDEPENDENCE, MO 64055-1245
Document Number	00E0070299
Instrument Date	Jul 15, 2022
Instrument	2022E0070299
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 S OSAGE ST, INDEPENDENCE, MO 64055-1245

Mortgage

Document Number	00E0070300
Date	Jul 27, 2022
Instrument	2022E0070300

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 1, 2020
Property Address	1525 S OSAGE ST, INDEPENDENCE, MO 64055-1245
Document Number	0000E78868
Instrument Date	Aug 31, 2020
Instrument	78868E
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1525 S OSAGE ST INDEPENDENCE MO 640551245, INDEPENDENCE, MO 64055-1245

Mortgage

Document Number	E78869
Date	Sep 1, 2020
Instrument	78869E

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,082 (-47.43%) Land $4,000 Building $12,082	$84,640 (-47.43%)
2024	$2,119.00 (+2.32%)
2023	$2,071.00 (+130.62%)	$30,592 (+151.58%) Land $1,547 Building $29,045	$161,010 (+151.58%)
2022	$898.00	$12,160 Land $3,325 Building $8,835
2021			$64,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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