1524 S Osage St, Independence, MO 64055 Property Records

Jackson County property record for 1524 S Osage St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 810 sqft · built 1920
Lot Size	0.162 acres (7,076 sqft)
Owner	Individual Name on Record
Tax Bill	$601 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-530-18-21-02`

Property Details

APN / Parcel Number

Primary APN	`26-530-18-21-02`
Alternative APNs	`26-530-18-21-02-0-00-000` `26530182102000001` `781949`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	810 sqft Living Area
Gross Area	1,122 sqft
1st Floor Area	810 sqft
Basement Area	312 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,076 sqft (0.162 acres)
Lot Depth	100 ft Depth
Garage Type	Detached
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	781949
Street Address	1524 S OSAGE ST
City	INDEPENDENCE
State	MO
Zip	64055-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT ANNEX LOT 279
Legal Subdivision	SUMMIT ANNEX
Legal Block	1
Legal Lot Number	279
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1017
Census Tract	12200

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1524 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 29, 2022	Warranty Deed, Transfer ALPHA TITLE GUARANTY INC
Jun 11, 2019	Warranty Deed, Transfer BANK OF ODESSA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022
Deed Sale	Nov 29, 2022
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	2022105770
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1524 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 TRAILS OF SUNBROOK 2103, 2103, SAINT CHARLES, MO 63301-4021

Mortgage

Document Number	00E0107355
Date	Dec 5, 2022
Instrument	2022E0107355

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 29, 2022
Property Address	1524 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Document Number	00E0105770
Instrument Date	Nov 23, 2022
Instrument	2022E0105770
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1524 S OSAGE ST, INDEPENDENCE, MO 64055-1246

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 11, 2019
Property Address	1524 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Document Number	0000E43576
Instrument Date	Jun 4, 2019
Instrument	43576E
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	561 HIGHWAY OO ODESSA MO 640766453, ODESSA, MO 64076-6453

Mortgage

Document Number	E43577
Date	Jun 11, 2019
Instrument	43577E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,834 (-) Land $3,648 Building $13,186	$88,600 (-)
2025	$601.00 (-27.24%)	$16,834 (-29.43%) Land $3,648 Building $13,186	$88,600 (-29.44%)
2024	$826.00 (+2.35%)
2023	$807.00	$23,856 Land $1,784 Building $22,072	$125,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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