1520 S Osage St, Independence, MO 64055 Property Records

Jackson County property record for 1520 S Osage St, Independence, MO 64055 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1987
Lot Size	0.154 acres (6,715 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Dec 2017)
Tax Bill	$913 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-530-18-21-01`

Property Details

APN / Parcel Number

Primary APN	`26-530-18-21-01`
Alternative APNs	`26-530-18-21-01-0-00-000` `26530182101000001` `781948`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,715 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 1 ft wide
Garage Type	Detached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Deck Area	412 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	781948
Street Address	1520 S OSAGE ST
City	INDEPENDENCE
State	MO
Zip	64055-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT ANNEX LOT 280
Legal Subdivision	SUMMIT ANNEX
Legal Block	1
Legal Lot Number	280
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1017
Census Tract	12200

Owner

Source: Jackson County records · APN 26-530-18-21-01

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1520 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Nov 23, 2022	Warranty Deed, Transfer NOT AVAILABLE, MCCAFFREE SHORT TITLE
Dec 08, 2017	Deed of Trust, Mortgage BNC NAT'L BK
Dec 12, 2017	Warranty Deed, Transfer ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2017E110591
Prior Transfer Date	Feb 25, 2008
Prior Transfer Doc	00E0020582
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1520 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E ELM ST, INDEPENDENCE, MO 64050-3943

Mortgage

Document Number	00E0105268
Date	Nov 28, 2022
Instrument	2022E0105268

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 23, 2022
Property Address	1520 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Document Number	00E0105164
Instrument Date	Nov 23, 2022
Instrument	2022E0105164
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MCCAFFREE SHORT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 S OSAGE ST, INDEPENDENCE, MO 64055-1246

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1520 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Document Number	000E110633
Instrument Date	Dec 08, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 S OSAGE ST INDEPENDENCE MO 640551246, INDEPENDENCE, MO 64055-1246

Mortgage

Document Number	000E110633
Date	Dec 12, 2017
Instrument	110633E

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 12, 2017
Property Address	1520 S OSAGE ST, INDEPENDENCE, MO 64055-1246
Document Number	000E110591
Instrument Date	Dec 08, 2017
Instrument	110591E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 S OSAGE ST INDEPENDENCE MO 640551246, INDEPENDENCE, MO 64055-1246

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,860 (-17.09%) Land $3,578 Building $18,282	$115,050 (-17.09%)
2024	$913.00 (+2.35%)
2023	$892.00	$26,366 Land $1,290 Building $25,076	$138,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950122001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 8% of Missouri
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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