1521 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1521 Clay St, Franklin, VA 23851 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1978
Square Footage1,120 sqft Living Area
Lot Size44,997 sqft (1.03 acres)
OccupancyOwner Occupied
Last Sale$143,000 (2019)
Tax Bill$1,626.00 (2025)

Owner

Source: Franklin City records · APN 085 016 4

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1521 CLAY ST, FRANKLIN, VA 23851-2705
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Stand Alone Refinance
LENDERSELECT MORTGAGE GROUP
Oct 16, 2019Warranty Deed, Transfer · Conventional Mortgage
BRONCO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2019 · Amount on Record
Deed SaleOct 16, 2019 · Amount on Record
Prior SaleMay 26, 2011 · Amount on Record
Deed Doc Number20192210
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY VA
Property Address1521 CLAY ST, FRANKLIN, VA 23851-2705
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210000526
DateFeb 22, 2021
Instrument210000526
Lender
NameLENDERSELECT MORTGAGE GROUP
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateOct 16, 2019
Property Address1521 CLAY ST, FRANKLIN, VA 23851-2705
Document Number0190002210
Instrument DateOct 03, 2019
Instrument190002210
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanySELECT SETTLEMENT GROUP LLC, SELECT SETTLEMENT GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 CLAY ST, FRANKLIN, VA 23851-2705

Mortgage

Document Number0190002211
DateOct 16, 2019
Instrument190002211
Lender
NameBRONCO FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFranklin City
Unified School DistrictFranklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,626.00 (+60.99%)$157,900 (+31.91%) Land $38,000 Building $119,900$157,900 (+31.91%) Land $38,000 Building $119,900
2023$119,700 Land $34,700 Building $85,000$119,700 Land $34,700 Building $85,000
2019$1,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN085 016 4
Alternative APN
  • 144

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,120 sqft Living Area
Gross Area1,376 sqft Gross Area
1st Floor1,120 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1978
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area44,997 sqft (1.03 acres)
Depth X Width450 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area360 sqft Garage
Deck Area208 sqft Deck
Porch Area48 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number144
Street Address1521 CLAY ST
CityFRANKLIN
StateVA
Zip23851-2705
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 WILLIAMS PLAT CLAY ST 085-(016)-4
Legal SubdivisionNENA N WILLIAMS PROP
Legal Lot Number4
JurisdictionFRANKLIN CITY VA
Minor Civil DivisionFRANKLIN
Census Blockgroup1
Census Block1050
Census Tract90100

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