15243 3rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15243 3rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,055 sqft · built 1947
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2024)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-26-246-007`

Property Details

APN / Parcel Number

Primary APN	`70-03-26-246-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,055 sqft Living Area
1st Floor Area	1,055 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	113 ft deep x 198 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15243 3RD
City	SPRING LAKE
State	MI
Zip	49456-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 16 & 17, ALSO N 1/2 OF VAC 3RD ST ADJ TO LOT 16 ON S OAK GROVE PLAT
Legal Range	16W
Legal Township	8N
Legal Section	26
Legal Subdivision	S OAK GROVE PLAT
Legal Block	246
Legal Lot Number	16-17
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4022
Census Tract	21100

Owner

Source: Ottawa County assessment roll, APN 70-03-26-246-007, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15243 3RD, SPRING LAKE, MI 49456-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	202414331
Prior Transfer Date	Sep 20, 2006
Prior Transfer Doc	5285/812
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 15, 2017
Property Address	15243 3RD, SPRING LAKE, MI 49456-9547
Document Number	20170047197
Map Reference	LB7 PG49
Instrument Date	Dec 08, 2017
Instrument	2017-0047197
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15243 3RD, 15243, SPRING LAKE, MI 49456-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15243 3RD, SPRING LAKE, MI 49456-9547

Mortgage

Document Number	20170047198
Date	Dec 15, 2017
Instrument	2017-0047198

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,900 (+6.99%)	$195,800 (+6.99%)
2025	$2,835.00 (+75.76%) Homeowner's exemption	$91,500 (+11.18%)	$183,000 (+11.18%)
2023		$82,300	$164,600
2022	$1,613.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), as of October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390211004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 213 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0006235, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.