Ottawa County property record for 522 3rd, Spring Lake, MI 49456 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1935 |
| Square Footage | 1,828 sqft Living Area |
| Lot Size | 9,191 sqft (0.211 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,245.00 (2025) |
| Primary APN | 70-03-16-179-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,828 sqft Living Area |
| 1st Floor | 1,282 sqft 1st Floor |
| Basement Area | 1,092 sqft Basement |
| Unfinished Basement | 1,092 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 9,191 sqft (0.211 acres) |
| Depth X Width | 80 ft x 115 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 522 3RD |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 9 & 10 & S 1/2 OF LOT 11 BLK 7 N OF COUNTY RD & W OF A LI COM 41 FT W & 33 FT N OF SE COR LOT 11, TH S 27D 37M W |
| Legal Range | 15W |
| Legal Township | 5N |
| Legal Section | 16 |
| Legal Subdivision | SCOFIELD & VERMYLES ADD TO VIL |
| Legal Block | 6-7 |
| Legal Lot Number | 9-11 |
| Jurisdiction | OTTAWA MI |
| Minor Civil Division | FERRYSBURG |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 20600 |
Source: Ottawa County records · APN 70-03-16-179-010
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 3RD, SPRING LAKE, MI 49456-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 12, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 522 3RD, SPRING LAKE, MI 49456-9201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 522 3RD, SPRING LAKE, MI 49456-9201 |
| Document Number | 20250028880 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-0028880 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 522 3RD, SPRING LAKE, MI 49456-9201 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 522 3RD ST, SPRING LAKE, MI 49456-9201 |
| Document Number | 20220041967 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 2022-0041967 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,400 (-3.67%) | $314,800 (-3.67%) | |
| 2025 | $2,245.00 (+0.63%) | ||
| 2023 | $163,400 | $326,800 | |
| 2022 | $2,231.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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