Ottawa County property record for 411 3rd, Spring Lake, MI 49456 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Square Footage | 1,120 sqft Living Area |
| Lot Size | 22,346 sqft (0.513 acres) |
| Garage | 450 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,645.00 (2025) |
| Primary APN | 70-03-16-326-028 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,120 sqft Living Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Basement Area | 1,120 sqft Basement |
| Unfinished Basement | 1,120 sqft Unfinished |
| Stories | 1 Stories |
| Lot Area | 22,346 sqft (0.513 acres) |
|---|---|
| Depth X Width | 263 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 450 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 411 3RD |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9150 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 8, 9, 10 & 11, BLK 14 EXC W'LY 47 FT VILLAGE OF FERRYSBURG |
| Legal Range | 15W |
| Legal Township | 5N |
| Legal Section | 16 |
| Legal Subdivision | CITY OF FERRYSBURG |
| Legal Block | 14 |
| Legal Lot Number | 8-11 |
| Jurisdiction | OTTAWA MI |
| Minor Civil Division | FERRYSBURG |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 20600 |
Source: Ottawa County records · APN 70-03-16-326-028
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 3RD, SPRING LAKE, MI 49456-9150 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Oct 01, 2018 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Oct 01, 2018 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Oct 08, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2010 |
| Deed Sale | Apr 22, 2010 |
| Prior Sale | Jun 09, 2008 · Amount on Record |
| Deed Doc Number | 201015373 |
| Last Transfer Date | Jul 17, 2025 |
| Transfer Doc | 20250018833 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 411 3RD, SPRING LAKE, MI 49456-9150 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210027837 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-0027837 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 411 3RD, SPRING LAKE, MI 49456-9150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190034841 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 2019-0034841 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 15, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 411 3RD, SPRING LAKE, MI 49456-9150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180034841 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 2018-0034841 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 15, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 411 3RD, SPRING LAKE, MI 49456-9150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20200044396 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 2020-0044396 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,000 (+0.19%) | $214,000 (+0.19%) | |
| 2025 | $1,645.00 (+0.61%) Homeowner's exemption | $106,800 (-3.26%) | $213,600 (-3.26%) |
| 2023 | $110,400 | $220,800 | |
| 2022 | $1,635.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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