15230 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15230 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,423 sqft · built 2016
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Oct 2025)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-27-8135-01-934`

Property Details

APN / Parcel Number

Primary APN	`16-23-27-8135-01-934`
Alternative APNs	`272316813501934` `141426` `142284` `143799`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,423 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	1,595 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15230 EVERGREEN OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1934
Legal Range	27E
Legal Township	23S
Legal Section	16
Legal Subdivision	SIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase	3B-4
Legal Tract	8135
Legal Block	1
Legal Lot Number	1934
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1052
Census Tract	17114

Owner

15230 Evergreen Oak Loop is owned and occupied by an individual who bought it in October 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	15230 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Dec 8, 2016 · Amount on File
Deed Document Number	2025574272
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 3, 2025
Property Address	15230 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6428
Document Number	0000574272
Map Reference	MB 83 PG 27-33
Instrument Date	Sep 26, 2025
Instrument	20250574272
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, FPG TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 CAROLINE ST # STJ8, STJ8, CAPE CANAVERAL, FL 32920-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15230 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6428

Mortgage

Document Number	0000574273
Date	Oct 3, 2025
Instrument	20250574273

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 15230 Evergreen Oak Loop was $4,302, up 5.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,290 (+86.44%) Land $100,000 Building $403,290	$503,290 (-10.39%) Land $100,000 Building $403,290
2025	$4,302.00 (+5.91%) Homeowner's exemption Disabled Person's exemption	$269,948 (+2.9%)	$561,630 (+3.97%) Land $110,000 Building $451,630
2024	$4,062.00 (+5.34%) Homeowner's exemption Disabled Person's exemption	$262,340 (+3%)	$540,184 (+14.88%) Land $110,000 Building $430,184
2023	$3,856.00 (+4.39%) Homeowner's exemption	$254,699 (+3%)	$470,216 (+14.64%) Land $110,000 Building $360,216
2022	$3,694.00 Homeowner's exemption	$247,281	$410,184 Land $110,000 Building $300,184

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15230 Evergreen Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15230 Evergreen Oak Loop is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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