15217 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15217 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,282 sqft · built 2016
Lot Size0.145 acres (6,335 sqft)
OwnerIndividual Name on Record
Last Sale$421,000 (Jun 2021)
Tax Bill$9,040 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-23-27-8135-01-940

Property Details

APN / Parcel Number

Primary APN16-23-27-8135-01-940
Alternative APNs
  • 272316813501940
  • 141432
  • 142292
  • 143807

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,282 sqft Living Area
Gross Area3,028 sqft
1st Floor Area1,306 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,335 sqft (0.145 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address15217 EVERGREEN OAK LOOP
CityWINTER GARDEN
StateFL
Zip34787-6429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1940
Legal Range27E
Legal Township23S
Legal Section16
Legal SubdivisionSIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase3B-4
Legal Tract8135
Legal Block1
Legal Lot Number1940
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1053
Census Tract17114

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address15217 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 23, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleMay 13, 2016 · Amount on Record
Deed Document Number2021348474
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 10, 2021
Property Address15217 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
Document Number0000348474
Map ReferenceMB 83 PG 27-33
Instrument DateMay 7, 2021
Instrument20210348474
Transaction TypeTransfer
Record UpdatedJun 6, 2022
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,947.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16279 TALIEST ST, 16279, WINTER GARDEN, FL 34787

Transferred To (Grantee/Buyer)

NameVerified Name
Address15217 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429

Mortgage

Document Number0000348475
DateJun 10, 2021
Instrument20210348475
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15217 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6429
Document Number0000619512
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15217 EVERGREEN OAK LOOP WINTER GARDEN FL 347876429, WINTER GARDEN, FL 34787-6429

Mortgage

Document Number0000619512
DateNov 30, 2020
Instrument619512
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueNov 29, 2045

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$478,750 (-6.36%) Land $100,000 Building $378,750$478,750 (-9.41%) Land $100,000 Building $378,750
2025$9,040.00 (+8.92%)$511,282 (+16.83%)$528,460 (+20.76%) Land $104,500 Building $423,960
2024$8,300.00 (+15.76%)
2023$7,170.00 (+11.37%)$437,622 (+13.92%) Land $104,500 Building $333,122$437,622 (+13.92%) Land $104,500 Building $333,122
2022$6,438.00$384,134 Land $104,500 Building $279,634$384,134 Land $104,500 Building $279,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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