15218 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15218 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2017
Lot Size	0.19 acres (8,283 sqft)
Owner	2 Individual Names on File
Last Sale	$348,000 (Jan 2020)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-27-8135-01-935`

Property Details

APN / Parcel Number

Primary APN	`16-23-27-8135-01-935`
Alternative APNs	`272316813501935` `141427` `142285` `143801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,860 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,283 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15218 EVERGREEN OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1935
Legal Range	27E
Legal Township	23S
Legal Section	16
Legal Subdivision	SIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase	3B-4
Legal Tract	8135
Legal Block	1
Legal Lot Number	1935
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1052
Census Tract	17114

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15218 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Warranty Deed, Transfer · Conventional with PMI SPACE COAST CU
Jul 6, 2017	Special Warranty Deed, Subdivision Related Transfer · ARM COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	202014797
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 9, 2020
Property Address	15218 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6428
Document Number	0000014797
Instrument Date	Jan 8, 2020
Instrument	14797
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	STRONGHOLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15218 EVERGREEN OAK LOOP WINTER GARDEN FL 347876428, WINTER GARDEN, FL 34787-6428

Mortgage

Document Number	14798
Date	Jan 9, 2020
Instrument	14798

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

July 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 6, 2017
Property Address	15218 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6428
Document Number	0000373019
Map Reference	MB 83 PG 27
Instrument Date	Jun 29, 2017
Instrument	20170373019
Transaction Type	Subdivision Related Transfer
Record Updated	May 26, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15218 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6428

Mortgage

Document Number	0000373020
Date	Jul 6, 2017
Instrument	20170373020

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,604 (+2.7%)	$435,310 (-10.11%) Land $100,000 Building $335,310
2025	$5,064.00 (+5.37%) Homeowner's exemption	$312,175 (+5.99%)	$484,290 (+18.26%) Land $110,000 Building $374,290
2024	$4,806.00 (+7.42%)
2023	$4,474.00 (+4.14%) Homeowner's exemption	$294,541 (+3%)	$409,522 (+14.33%) Land $110,000 Building $299,522
2022	$4,296.00 Homeowner's exemption	$285,962	$358,200 Land $110,000 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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