Shiawassee County property record for 1522 Freeman St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,000 (Feb 2018) |
| Tax Bill | $2,612 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Feb 2018 Sale & Refinance + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-602-018-009-00 |
| Primary APN | 050-602-018-009-00 |
|---|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Street Address | 1522 FREEMAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & LOT 12 (EX E 132') BLK 18 M L STEWART & CO'S 2ND ADD |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 18 |
| Legal Lot Number | 8,12 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1522 FREEMAN ST, OWOSSO, MI 48867-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2020 | Warranty Deed, Transfer · Conventional with PMI FINANCIAL PLUS CU |
| Feb 7, 2018 | Warranty Deed, Transfer · Stand-Alone Refinance BARRINGTON BANK & TRUST CO NA |
| Feb 5, 2018 | Warranty Deed, Transfer CISLO TITLE |
| Feb 13, 2017 | Grant Deed, Transfer NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2018 · Amount on Record |
| Deed Sale | Feb 7, 2018 · Amount on Record |
| Prior Sale | Feb 13, 2017 · Amount on Record |
| Deed Document Number | 20183306020 |
| Deed Book / Page | 1242 / 655 |
| Prior Transfer Date | Feb 3, 2005 |
| Prior Transfer Doc | 0010750777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 18, 2020 |
| Property Address | 1522 FREEMAN ST, OWOSSO, MI 48867-4024 |
| Document Number | 0012660133 |
| Book / Page | 001266 / 000133 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 3329762 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6020 W FARRAND RD CLIO MI 484208214, CLIO, MI 48420-8214 |
| Document Number | 12660134 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 001266/000134 |
| Instrument | 3329763 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 7, 2018 |
| Property Address | 1522 FREEMAN ST, OWOSSO, MI 48867-4024 |
| Document Number | 0012420655 |
| Book / Page | 1242 / 655 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 3306020 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 PENBROOK DR, OWOSSO, MI 48867-4714 |
| Document Number | 0012420656 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 1242/656 |
| Instrument | 3306021 |
| Name | BARRINGTON BANK & TRUST CO NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 5, 2018 |
| Property Address | 1522 FREEMAN ST, OWOSSO, MI 48867-4024 |
| Document Number | 0012420585 |
| Book / Page | 001242 / 000585 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 3305950 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | CISLO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $386.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 MILWAUKEE ST OWOSSO MI 488673423, OWOSSO, MI 48867-3423 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 13, 2017 |
| Property Address | 1522 FREEMAN ST, OWOSSO, MI 48867-4024 |
| Document Number | 0012300903 |
| Book / Page | 001230 / 000903 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 3294211 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC |
| Amount | Amount Recorded |
|---|---|
| Tax | $249.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4618 TACOMA BLVD OKEMOS MI 488642125, OKEMOS, MI 48864-2125 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,300 (+14.82%) | $176,600 (+14.82%) | |
| 2025 | $2,612.00 (+4.9%) Homeowner's exemption | $76,900 (+20.91%) | $153,800 (+20.91%) |
| 2024 | $2,490.00 | ||
| 2023 | $2,490.00 Homeowner's exemption | $63,600 | $127,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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