1518 Freeman St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1518 Freeman St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 636 sqft · built 1885
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2025)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`050-602-018-010-00`

Property Details

APN / Parcel Number

Primary APN	`050-602-018-010-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	636 sqft Living Area
1st Floor Area	556 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1518 FREEMAN ST
City	OWOSSO
State	MI
Zip	48867-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 18 M L STEWART & CO'S 2ND ADD
Legal Subdivision	M L STEWART & COS 2ND ADD
Legal Block	18
Legal Lot Number	9
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2016
Census Tract	30700

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 WEST ST, LAINGSBURG, MI 48848-9277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	20253393518
Deed Book / Page	1329 / 93
Prior Transfer Date	Oct 29, 2014
Prior Transfer Doc	0012040572
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 23, 2023
Property Address	1518 FREEMAN ST, OWOSSO, MI 48867-4024
Document Number	0013050233
Book / Page	1305 / 233
Map Reference	LB 1 PG 23
Instrument Date	Mar 15, 2023
Instrument	3369327
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8601 HIDDEN TRL # 22, 22, ORLEANS, MI 48865-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1024 N WATER ST, OWOSSO, MI 48867-1734

Mortgage

Document Number	0003369328
Date	Mar 23, 2023
Instrument	3369328

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,100 (+9.69%)	$70,200 (+9.69%)
2025	$1,273.00 (+43.84%) Homeowner's exemption	$32,000 (+21.67%)	$64,000 (+21.67%)
2024	$885.00
2023	$885.00 Homeowner's exemption Additional exemption filed	$26,300	$52,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	15 (1981–2009)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20