1501 Freeman St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1501 Freeman St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 920 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Aug 2025)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`050-602-025-008-00`

Property Details

APN / Parcel Number

Primary APN	`050-602-025-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1501 FREEMAN ST
City	OWOSSO
State	MI
Zip	48867-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 12 OF LOTS 1 & 8 BLK 25 M L STEWART & CO'S 2ND ADD
Legal Subdivision	M L STEWART & COS 2ND ADD
Legal Block	25
Legal Lot Number	1,8
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2018
Census Tract	30700

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1717 S MERIDIAN RD, OVID, MI 48866-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	Nov 3, 2022 · Amount on Record
Deed Document Number	20253394264
Deed Book / Page	1329 / 837
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0012270719
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 3, 2022
Property Address	1501 FREEMAN ST, OWOSSO, MI 48867-4023
Document Number	0013010887
Book / Page	1301 / 887
Map Reference	LB 1 PG 23
Instrument Date	Oct 28, 2022
Instrument	3365892
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 FREEMAN ST, 1501, OWOSSO, MI 48867-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 FREEMAN ST, OWOSSO, MI 48867-4023

Mortgage

Document Number	0003365893
Date	Nov 3, 2022
Instrument	3365893

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,900 (+8.51%)	$119,800 (+8.51%)
2025	$2,088.00 (+4.92%) Homeowner's exemption	$55,200 (+21.05%)	$110,400 (+21.05%)
2023	$1,990.00 Homeowner's exemption	$45,600	$91,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	15 (1981–2009)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20