Wright County property record for 15214 75th Cir NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,710 sqft · built 2018 |
| Lot Size | 0.294 acres (12,817 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,866 (Sep 2018) |
| Tax Bill | $6,290 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-001110 |
| Primary APN | 118-297-001110 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,710 sqft Living Area |
| 1st Floor Area | 1,483 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 12,817 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 908 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15214 75TH CIR NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-011 BLOCK-001 BLOCK-001 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15214 75th Cir NE is owned and occupied by two individuals who bought it in September 2018.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15214 75TH CIR NE, ELK RIVER, MN 55330-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 14, 2018 | Warranty Deed, Transfer NORTH AMERICAN TITLE COMPANY |
| May 23, 2018 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | May 23, 2018 · Amount on File |
| Deed Document Number | 20181379697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15214 75TH CIR NE, OTSEGO, MN 55330-1025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | MODERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001406541 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 1406541 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15214 75TH CIR NE, OTSEGO, MN 55330-1025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | SHERBURNE CNTY ABSTRACT & TT |
| Name | Verified Name |
|---|
| Document Number | 0001449381 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 1449381 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 14, 2018 |
| Property Address | 15214 75TH CIR NE, OTSEGO, MN 55330-1025 |
| Document Number | 0001379697 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 1379697 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,260.16 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15214 75TH CIR NE, OTSEGO, MN 55330-1025 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 23, 2018 |
| Property Address | 15214 75TH CIR NE, OTSEGO, MN 55330-1025 |
| Document Number | 0001370755 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 1370755 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5,211.64 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 15214 75th Cir NE was $6,290.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,290.00 | $577,300 (+4.51%) Land $100,000 Building $477,300 | $577,300 (+4.51%) Land $100,000 Building $477,300 |
| 2025 | $552,400 Land $115,000 Building $437,400 | $552,400 Land $115,000 Building $437,400 | |
| 2023 | $5,580.00 (-1.52%) | $538,800 Land $102,000 Building $436,800 | $538,800 Land $102,000 Building $436,800 |
| 2022 | $5,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15214 75th Cir NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15214 75th Cir NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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