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15212 Watergate Rd, Silver Spring, MD 20905 Property Records

Montgomery County property record for 15212 Watergate Rd, Silver Spring, MD 20905 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,376 sqft · built 1974
Lot Size0.391 acres (17,028 sqft)
Owner2 Individual Names on File
Last Sale$474,700 (Feb 2019)
Tax Bill$6,983 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00369655

Property Details

APN / Parcel Number

Primary APN05-00369655
Alternative APN
  • 00369655

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,376 sqft Living Area
1st Floor Area1,840 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,028 sqft (0.391 acres)
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00369655
Street Address15212 WATERGATE RD
CitySILVER SPRING
StateMD
Zip20905-5747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEGATE
Legal SubdivisionSTONEGATE
Legal BlockEYE
Legal Lot Number18
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group1
Census Block1010
Census Tract701407

Owner

Source: Montgomery County records · APN 05-00369655

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15212 WATERGATE RD, SILVER SPRING, MD 20905-5747
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 07, 2019Deed, Transfer · Conventional Mortgage
THE MONEY SOURCE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2019 · Amount on Record
Deed SaleFeb 07, 2019 · Amount on Record
Prior SaleJan 14, 2003
Deed Book / Page57191 / 311
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address15212 WATERGATE RD, SILVER SPRING, MD 20905-5747
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyEASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address15212 WATERGATE RD, SILVER SPRING, MD 20905-5747

Mortgage

Document Number0640640480
DateSep 20, 2021
Book Page64064/480
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

February 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateFeb 07, 2019
Property Address15212 WATERGATE RD, SILVER SPRING, MD 20905-5747
Document Number0571910311
Book / Page57191 / 311
Map ReferenceMB 85 PL 8975
Instrument DateJan 31, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyEASTERN TITLE AND SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,933.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15212 WATERGATE RD, SILVER SPRING, MD 20905-5747

Mortgage

Document Number0057191319
DateFeb 07, 2019
Instrument57191/319
Lender
NameTHE MONEY SOURCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$658,300 (+8.56%) Land $299,200 Building $359,100$658,300 (-) Land $299,200 Building $359,100
2025$6,983.00 (+30.55%)$606,400 (+20.65%)$658,300 (+30.98%) Land $299,200 Building $359,100
2023$502,600 Land $299,200 Building $203,400$502,600 Land $299,200 Building $203,400
2022$5,349.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317014071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
3 of 4 on primary residences
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015, other causes

Wildfire

Wildfire RiskLow
above 3% of the US · above 6% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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