Montgomery County property record for 15205 Watergate Rd, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,291 sqft · built 1972 |
| Lot Size | 0.36 acres (15,688 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $662,250 (Feb 2024) |
| Tax Bill | $6,067 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00367840 |
| Primary APN | 05-00367840 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 2,867 sqft |
| 1st Floor Area | 1,166 sqft |
| Basement Area | 375 sqft |
| Finished Basement | 375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,688 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00367840 |
|---|---|
| Street Address | 15205 WATERGATE RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-5748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | STONEGATE |
| Legal Subdivision | STONEGATE |
| Legal Block | H |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701407 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15205 WATERGATE RD, SILVER SPRING, MD 20905-5748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Mar 6, 2019 | Deed of Trust, Mortgage · Line of Credit NRL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2024 · Amount on Record |
| Deed Sale | Feb 7, 2024 · Amount on Record |
| Deed Book / Page | 67739 / 18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 7, 2024 |
| Property Address | 15205 WATERGATE RD, SILVER SPRING, MD 20905-5748 |
| Document Number | 0677390018 |
| Book / Page | 67739 / 18 |
| Map Reference | MB 85 PL 8975 |
| Instrument Date | Jan 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | ALLIED TITLE AND TRUST LLC, ALLIED TITLE & STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,655.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15205 WATERGATE RD, SILVER SPRING, MD 20905-5748 |
| Document Number | 0006773925 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 67739/25 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 15205 WATERGATE RD, SILVER SPRING, MD 20905-5748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0572740495 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 57274/495 |
| Name | NRL FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 19, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,000 (+7.44%) Land $294,700 Building $271,300 | $566,000 (-) Land $294,700 Building $271,300 | |
| 2025 | $6,067.00 (+27.46%) | $526,800 (+17.48%) | $566,000 (+26.23%) Land $294,700 Building $271,300 |
| 2023 | $448,400 Land $294,700 Building $153,700 | $448,400 Land $294,700 Building $153,700 | |
| 2022 | $4,760.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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