15208 Watergate Rd, Silver Spring, MD 20905 Property Records

Montgomery County property record for 15208 Watergate Rd, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,536 sqft · built 1974
Lot Size	0.381 acres (16,607 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Jul 2003)
Tax Bill	$6,338 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00369666`

Property Details

APN / Parcel Number

Primary APN	`05-00369666`
Alternative APN	`00369666`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,536 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,036 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,607 sqft (0.381 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00369666
Street Address	15208 WATERGATE RD
City	SILVER SPRING
State	MD
Zip	20905-5747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	STONEGATE
Legal Subdivision	STONEGATE
Legal Block	EYE
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	701407

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15208 WATERGATE RD, SILVER SPRING, MD 20905-5747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED TRUST BANK
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2003 · Amount on File
Deed Sale	Jul 28, 2003 · Amount on File
Deed Document Number	2003277934
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15208 WATERGATE RD, SILVER SPRING, MD 20905-5747
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15208 WATERGATE RD, SILVER SPRING, MD 20905-5747

Mortgage

Document Number	0661640019
Date	Aug 22, 2022
Book Page	66164/19

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15208 WATERGATE RD, SILVER SPRING, MD 20905-5747
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15208 WATERGATE RD, SILVER SPRING, MD 20905-5747

Mortgage

Document Number	0630840377
Date	May 24, 2021
Book Page	63084/377

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,100 (+7.76%) Land $297,800 Building $295,300	$593,100 (-) Land $297,800 Building $295,300
2025	$6,338.00 (+28.27%)	$550,400 (+18.37%)	$593,100 (+27.55%) Land $297,800 Building $295,300
2023		$465,000 Land $297,800 Building $167,200	$465,000 Land $297,800 Building $167,200
2022	$4,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Watergate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures