1521 Terrys Gap Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 1521 Terrys Gap Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1966
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Jan 2025)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`9681592326`

Property Details

APN / Parcel Number

Primary APN	`9681592326`
Alternative APNs	`0300724` `300724`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Heated Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Carport
Garage Area	338 sqft
Carport	Carport
Carport Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	300724
Street Address	1521 TERRYS GAP RD
City	HENDERSONVILLE
State	NC
Zip	28792-0215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	300724~R3
Legal Description	MILLS GAP RD PL2020-12935
Legal Subdivision	EDNEYVILLE
Legal Tract	2
Legal Block	59
Legal Lot Number	2326
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1000
Census Tract	930402

Owner

1521 Terrys Gap Rd is owned and occupied by an individual who bought it in January 2025.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1521 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Dec 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	20251025127
Deed Book / Page	4246 / 521
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 11, 2020
Property Address	1521 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0215
Document Number	0036160038
Book / Page	3616 / 38
Instrument Date	Dec 7, 2020
Instrument	940302
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 LONE COYOTE RDG, 50, FLETCHER, NC 28732-8458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0215

Mortgage

Document Number	940303
Date	Dec 11, 2020
Instrument	940303

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 5, 2019
Property Address	1521 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0215
Document Number	0034220501
Book / Page	003422 / 000501
Instrument Date	Dec 5, 2019
Instrument	915897
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LONE COYOTE RDG FLETCHER NC 287328458, FLETCHER, NC 28732-8458

Tax Assessment & Valuation

The 2025 property tax bill for 1521 Terrys Gap Rd was $1,317.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,300 Land $41,300 Building $200,000
2025	$1,317.00
2023		$241,300 Land $41,300 Building $200,000	$241,300 Land $41,300 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1521 Terrys Gap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 Terrys Gap Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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