Henderson County property record for 1362 Terrys Gap Rd, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 1,800 sqft · built 2021 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,208 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9681495992 |
| Primary APN | 9681495992 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 5 Half Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| 1st Floor Area | 1,110 sqft |
| Basement Area | 1,110 sqft |
| Unfinished Basement | 1,110 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 22,216 sqft (0.51 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 102 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10006466 |
|---|---|
| Street Address | 1362 TERRYS GAP RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-0214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10006466~R |
| Legal Description | MINOR SUBDIVISION OF 3.46 ACRES LO2 PL2020-12918 |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Block | 49 |
| Legal Lot Number | 5992 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930402 |
1362 Terrys Gap Rd is owned and occupied by two individuals.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1362 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Mar 10, 2021 | Deed of Trust, Mortgage STERLING FINANCIAL SERVICES GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 1362 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0038160600 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 3816/600 |
| Instrument | 966854 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 1362 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0036670176 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 3667/176 |
| Instrument | 946698 |
| Name | STERLING FINANCIAL SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KINSTON, NC 28503 |
| Amount | Amount on Record |
|---|---|
| Term | 13 Months |
| Due | Apr 1, 2022 |
The 2025 property tax bill for 1362 Terrys Gap Rd was $2,208.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,500 Land $29,800 Building $374,700 | ||
| 2025 | $2,208.00 | ||
| 2023 | $404,500 Land $29,800 Building $374,700 | $404,500 Land $29,800 Building $374,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1362 Terrys Gap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1362 Terrys Gap Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
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