Henderson County property record for 1384 Terrys Gap Rd, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 1983 |
| Lot Size | 4.02 acres (175,111 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,040 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9681492454 |
| Primary APN | 9681492454 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,944 sqft Heated Area |
| 1st Floor Area | 1,944 sqft |
| Basement Area | 1,944 sqft |
| Unfinished Basement | 1,944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 175,111 sqft (4.02 acres) |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 300571 |
|---|---|
| Street Address | 1384 TERRYS GAP RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-0214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 300571~R3 |
| Legal Description | SR1565 OFF TERRYS GAP ROAD |
| Legal Block | 49 |
| Legal Lot Number | 2454 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 930402 |
1384 Terrys Gap Rd is owned and occupied by an individual.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1384 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 1384 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 1384 TERRYS GAP RD, HENDERSONVILLE, NC 28792-0214 |
| Document Number | 0036520051 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 3652/51 |
| Instrument | 944887 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1384 Terrys Gap Rd was $2,040.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,700 Land $70,200 Building $303,500 | ||
| 2025 | $2,040.00 | ||
| 2023 | $373,700 Land $70,200 Building $303,500 | $373,700 Land $70,200 Building $303,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1384 Terrys Gap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1384 Terrys Gap Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
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