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1521 Frederick St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1521 Frederick St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Dec 2005)
Tax Bill$2,044 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jun 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN050-602-018-005-00

Property Details

APN / Parcel Number

Primary APN050-602-018-005-00

Exterior

Lot Area15,246 sqft (0.35 acres)

Location & Zoning

Street Address1521 FREDERICK ST
CityOWOSSO
StateMI
Zip48867-4014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 5 & 6 BLK 18 M L STEWART & CO'S 2ND ADD INCL 12 ADJ CLSD ISHAM ST
Legal SubdivisionM L STEWART & COS 2ND ADD
Legal Block18
Legal Lot Number4-6
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2019
Census Tract30700

Owner

Source: Shiawassee County records · APN 050-602-018-005-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1521 FREDERICK ST, OWOSSO, MI 48867-4014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
May 24, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 18, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 10, 2019Warranty Deed, Transfer · FHA Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2005 · Amount on Record
Deed SaleDec 12, 2005 · Amount on Record
Deed Document Number20053151477
Deed Book / Page1089 / 302
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1521 FREDERICK ST, OWOSSO, MI 48867-4014
Transaction TypeMortgage
Record UpdatedNov 22, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 FREDERICK ST, OWOSSO, MI 48867-4014

Mortgage

Document Number0013120134
DateNov 09, 2023
Book Page1312/134
Instrument3376300
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueNov 01, 2063

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1521 FREDERICK ST, OWOSSO, MI 48867-4014
Transaction TypeMortgage
Record UpdatedJun 30, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 FREDERICK ST, OWOSSO, MI 48867-4014

Mortgage

Document Number0013070921
DateJun 13, 2023
Book Page1307/921
Instrument3372054
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term313 Months
DueJul 01, 2049

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1521 FREDERICK ST, OWOSSO, MI 48867-4014
Transaction TypeMortgage
Record UpdatedJun 06, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 FREDERICK ST, OWOSSO, MI 48867-4014

Mortgage

Document Number0012960916
DateMay 24, 2022
Book Page1296/916
Instrument3360842
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressASHVILLE, AL 35953
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueJul 01, 2049

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1521 FREDERICK ST, OWOSSO, MI 48867-4014
Transaction TypeMortgage
Record UpdatedApr 06, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 FREDERICK ST, OWOSSO, MI 48867-4014

Mortgage

Document Number0012940022
DateMar 18, 2022
Book Page1294/22
Instrument3357935
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueJul 01, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJun 10, 2019
Property Address1521 FREDERICK ST, OWOSSO, MI 48867-4014
Document Number0012580041
Book / Page001258 / 000041
Instrument DateJun 07, 2019
Instrument3321576
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$667.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 N SHIAWASSEE ST ATP 1 OWOSSO MI 48867, OWOSSO, MI 48867

Mortgage

Document Number12580042
DateJun 10, 2019
Book Page001258/000042
Instrument3321577
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 09, 2049

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$71,900 (+9.94%)$143,800 (+9.94%)
2025$2,044.00 (+4.87%) Homeowner's exemption$65,400 (+20.89%)$130,800 (+20.89%)
2023$1,949.00 Homeowner's exemption$54,100$108,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
DayStarrFiber2,500 / 2,500
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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