Shiawassee County property record for 1417 Frederick St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $74,468 (Nov 2025) |
| Tax Bill | $1,032 (2025) |
| Deeds & Mortgages | Oct 2024 Second Mortgage Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-602-017-004-00 |
| Primary APN | 050-602-017-004-00 |
|---|
| Lot Area | 8,276 sqft (0.19 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 64 ft wide |
| Street Address | 1417 FREDERICK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 (EX E 1' OF N 82' & E 3' OF S 50') BLK 17 M L STEWART & CO'S 2ND ADD |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 17 |
| Legal Lot Number | 4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3275 S HOLLISTER RD, OVID, MI 48866-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU |
| Nov 18, 2025 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Aug 18, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 25, 2019 | Grant Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Sep 6, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Aug 26, 2015 · Amount on Record |
| Deed Document Number | 20253397516 |
| Deed Book / Page | 1333 / 22 |
| Prior Transfer Date | Aug 18, 2023 |
| Prior Transfer Doc | 0013090944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Document Number | 0013210544 |
|---|---|
| Date | Oct 18, 2024 |
| Book Page | 1321/544 |
| Instrument | 3385844 |
| Name | SECURITY CU |
|---|---|
| Type | Credit Union |
| Address | HOLLY, MI 48442 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 20, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 18, 2025 |
| Property Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Document Number | 0013330022 |
| Book / Page | 1333 / 22 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 3397516 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3275 S HOLLISTER RD, OVID, MI 48866-8623 |
| Document Number | 0003397517 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 3397517 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 18, 2023 |
| Property Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Document Number | 0013090944 |
| Book / Page | 1309 / 944 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 3374107 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Name | Verified Name |
|---|---|
| Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 25, 2019 |
| Property Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Document Number | 0012530569 |
| Book / Page | 001253 / 000569 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 3317056 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1417 FREDERICK ST OWOSSO MI 488674106, OWOSSO, MI 48867-4106 |
| Document Number | 12530570 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 001253/000570 |
| Instrument | 3317057 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 6, 2018 |
| Property Address | 1417 FREDERICK ST, OWOSSO, MI 48867-4106 |
| Document Number | 0012490646 |
| Book / Page | 001249 / 000646 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 3313027 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $262.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,400 (+10.98%) | $72,800 (+10.98%) | |
| 2025 | $1,032.00 (+4.88%) Homeowner's exemption | $32,800 (+21.48%) | $65,600 (+21.48%) |
| 2023 | $984.00 Homeowner's exemption | $27,000 | $54,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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