1501 Frederick St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1501 Frederick St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Tax Bill$3,254 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN050-602-018-001-00

Property Details

APN / Parcel Number

Primary APN050-602-018-001-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,716 sqft Living Area
1st Floor Area1,716 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area21,344 sqft (0.49 acres)
Garage Area432 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1501 FREDERICK ST
CityOWOSSO
StateMI
Zip48867-4014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 2 & 3 BLK 18 M L STEWART & CO'S 2ND ADD
Legal SubdivisionM L STEWART & COS 2ND ADD
Legal Block18
Legal Lot Number1-3
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2016
Census Tract30700

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1501 FREDERICK ST, OWOSSO, MI 48867-4014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Recording DateJul 14, 2026
Property Address1501 FREDERICK ST, OWOSSO, MI 48867-4014
Document Number0003405131
Book / Page1340 / 533
Instrument DateJul 7, 2026
Instrument20263405131
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1501 FREDERICK ST, OWOSSO, MI 48867-4014

Mortgage

Document Number0003405131,
DateJul 14, 2026
Book Page1340/533
Instrument20263405131
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Rate5.84%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,100 (+9.8%)$244,200 (+9.8%)
2025$3,254.00 (+3.73%) Homeowner's exemption$111,200 (+21.13%)$222,400 (+21.13%)
2023$3,137.00 Homeowner's exemption$91,800$183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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