1521 E Spring Ridge Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 1521 E Spring Ridge Cir, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,039 sqft · built 1990
Lot Size0.244 acres (10,639 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Aug 2023)
Tax Bill$5,701 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN12-22-27-1845-01-480

Property Details

APN / Parcel Number

Primary APN12-22-27-1845-01-480
Alternative APNs
  • 272212184501480
  • 110897
  • 111547
  • 112832

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,039 sqft Living Area
Gross Area2,619 sqft
1st Floor Area2,039 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,639 sqft (0.244 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1521 E SPRING RIDGE CIR
CityWINTER GARDEN
StateFL
Zip34787-2168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCROWN POINT SPRINGS UNIT 2 23/99 LOT 148
Legal Range27E
Legal Township22S
Legal Section12
Legal SubdivisionCROWN POINT SPRINGS UT 2
Legal Tract1845
Legal Block1
Legal Lot Number148
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group3
Census Block3007
Census Tract17401

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1521 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2168
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Deed Document Number2023462351
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1521 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2168
Transaction TypeMortgage
Record UpdatedAug 29, 2023
Title CompanyTHE CLOSING TABLE, THE CLOSING AGENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12844 SALOMON COVE DR, WINDERMERE, FL 34786-6738

Mortgage

Document Number0000462352
DateAug 15, 2023
Instrument20230462352
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,996 (+2.7%)$416,350 (-1.39%) Land $100,000 Building $316,350
2025$5,701.00 (+5.24%) Homeowner's exemption$390,454 (+140.9%)$422,210 (+18.98%) Land $100,000 Building $322,210
2024$5,417.00 (+178.8%)
2023$1,943.00 (+3.63%) Homeowner's exemption$162,078 (+3%)$354,857 (+12.34%) Land $110,000 Building $244,857
2022$1,875.00 Homeowner's exemption$157,357$315,884 Land $110,000 Building $205,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Metronet.

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