1515 E Spring Ridge Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 1515 E Spring Ridge Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,213 sqft · built 1990
Lot Size	0.244 acres (10,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Nov 2005)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-1845-01-490`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-1845-01-490`
Alternative APNs	`272212184501490` `110899` `111549` `112833`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,213 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	2,213 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,639 sqft (0.244 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	186 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1515 E SPRING RIDGE CIR
City	WINTER GARDEN
State	FL
Zip	34787-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CROWN POINT SPRINGS UNIT 2 23/99 LOT 149
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	CROWN POINT SPRINGS UT 2
Legal Tract	1845
Legal Block	1
Legal Lot Number	149
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3007
Census Tract	17401

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1515 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2005 · Amount on Record
Deed Sale	Nov 7, 2005 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Document Number	2005754335
Deed Book / Page	8290 / 597
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1515 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2168
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2168

Mortgage

Document Number	0000391043
Date	Jun 23, 2022
Instrument	20220391043

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jun 22, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1515 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2168
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2168

Mortgage

Document Number	20210552133
Date	Sep 10, 2021
Instrument	20210552133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2031

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1515 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2168
Document Number	0000272920
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1515 E SPRING RIDGE CIR WINTER GARDEN FL 347872168, WINTER GARDEN, FL 34787-2168

Mortgage

Document Number	0000272920
Date	May 16, 2017
Instrument	272920

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,455 (+2.7%)	$448,520 (-1.35%) Land $100,000 Building $348,520
2025	$2,297.00 (+5.46%) Homeowner's exemption	$181,553 (+5.99%)	$454,660 (+18.23%) Land $100,000 Building $354,660
2024	$2,178.00 (+4.21%)
2023	$2,090.00 (+3.57%) Homeowner's exemption	$171,297 (+3%)	$384,548 (+12.58%) Land $110,000 Building $274,548
2022	$2,018.00 Homeowner's exemption	$166,308	$341,574 Land $110,000 Building $231,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, T-Mobile.

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